24621 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24621 Pappas Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,338 sqft · built 1999
Lot Size	0.438 acres (19,099 sqft)
Owner	2 Individual Names on File
Last Sale	$583,000 (Aug 2018)
Tax Bill	$7,816 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-571-28-00`

Property Details

APN / Parcel Number

Primary APN	`288-571-28-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,338 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	19,099 sqft (0.438 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24621 PAPPAS RD
City	RAMONA
State	CA
Zip	92065-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 562 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	2
Legal Lot Number	562
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2000
Census Tract	20811

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24621 PAPPAS RD, RAMONA, CA 92065-4911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 2, 2018	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Document Number	2018317283
Prior Transfer Date	Dec 25, 2012
Prior Transfer Doc	0000828338
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24621 PAPPAS RD, RAMONA, CA 92065-4911
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24621 PAPPAS RD, RAMONA, CA 92065-4911

Mortgage

Document Number	0000213537
Date	Mar 18, 2021
Instrument	2021-0213537

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24621 PAPPAS RD, RAMONA, CA 92065-4911
Document Number	0000199913
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24621 PAPPAS RD RAMONA CA 920654911, RAMONA, CA 92065-4911

Mortgage

Document Number	0000199913
Date	Apr 20, 2020
Instrument	199913

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2018
Property Address	24621 PAPPAS RD, RAMONA, CA 92065-4911
Document Number	0000317283
Map Reference	MAP 7893
Instrument Date	Jul 18, 2018
Instrument	2018-0317283
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24621 PAPPAS RD, RAMONA, CA 92065-4911

Mortgage

Document Number	0000317284
Date	Aug 2, 2018
Instrument	2018-0317284

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,348 (+2%) Land $179,329 Building $484,019
2025	$7,816.00 (+6.47%) Homeowner's exemption	$650,342 (+4.04%) Land $175,813 Building $474,529
2023	$7,341.00 (-1.21%) Homeowner's exemption	$625,090 Land $168,987 Building $456,103
2022	$7,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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