2462 Viola St, Middleburg, FL 32068 Property Records

Clay County property record for 2462 Viola St, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	2 bd · 1.5 ba · 924 sqft · built 1982
Lot Size	1.16 acres (50,616 sqft)
Owner	Individual Name on File
Last Sale	$432,150 (May 2026)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-24-005953-195-00`

Property Details

APN / Parcel Number

Primary APN	`09-05-24-005953-195-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,179 sqft
1st Floor Area	924 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	50,616 sqft (1.16 acres)
Lot Dimensions	340 ft deep x 149 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	455 sqft
Deck Area	120 sqft
Storage Building	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2462 VIOLA ST
City	MIDDLEBURG
State	FL
Zip	32068-4443
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5 BLK 12 JACKSONVILLE SOUTH UNIT 1 AS REC OR 1871 PG 1842
Legal Range	24E
Legal Township	05S
Legal Section	09
Legal Subdivision	JACKSONVILLE SOUTH UNIT 1
Legal Block	12
Legal Lot Number	5
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3031
Census Tract	30103

Owner

2462 Viola St, a mobile home, is owned and occupied by an individual who bought it in May 2026.

Source: Clay County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2462 VIOLA ST, MIDDLEBURG, FL 32068-4443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jul 6, 2000 · Amount on File
Deed Document Number	202625106
Deed Book / Page	5048 / 393
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 22, 2026
Property Address	2462 VIOLA ST, MIDDLEBURG, FL 32068-4443
Document Number	0000025106
Book / Page	5048 / 393
Instrument Date	May 20, 2026
Instrument	202625106
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	TITLE AMERICA REAL ESTATE CLOS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305,530.05
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2462 VIOLA ST, MIDDLEBURG, FL 32068-4443

Mortgage

Document Number	0000025107,
Date	May 22, 2026
Book Page	5048/395
Instrument	202625107

Lender

Name	FIRST RATE MORTGAGE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2462 Viola St was $1,362, up 6.2% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (+6.16%)	$89,325 Land $34,000 Building $55,325	$89,325 Land $34,000 Building $55,325
2024	$1,283.00 (-15.59%)
2023	$1,520.00 (+21.99%)	$84,192 (+23.64%) Land $30,000 Building $54,192	$84,192 (+23.64%) Land $30,000 Building $54,192
2022	$1,246.00	$68,097 Land $25,000 Building $43,097	$68,097 Land $25,000 Building $43,097

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2462 Viola St in Zone X, an area of minimal flood risk, though there have been 199 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2462 Viola St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250