24613 Oat Hill Rd, Middletown, CA 95461 Property Records

Lake County property record for 24613 Oat Hill Rd, Middletown, CA 95461

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 3 ba · 1,888 sqft · built 1962
Lot Size	20.2 acres (882,526 sqft)
Owner	Individual Name on File
Last Sale	$872,000 (Oct 2019)
Tax Bill	$8,642 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`013-045-400-000`

Property Details

APN / Parcel Number

Primary APN	`013-045-400-000`
Alternative APN	`013-045-40`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Architectural Style	Multi-Family
Construction Type	Concrete
Lot Area	882,526 sqft
Garage Type	Detached
Garage Area	931 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	013-045-40
Street Address	24613 OAT HILL RD
City	MIDDLETOWN
State	CA
Zip	95461-9639
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RL
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1044
Census Tract	1302

Owner

24613 Oat Hill Rd, a residential property, is owned by an individual who bought it in October 2019.

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 925, MIDDLETOWN, CA 95461-0925
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Oct 15, 2019	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAP INC
May 3, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Dec 2, 2014 · Amount on File
Deed Document Number	201912957
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	0000013993
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	24613 OAT HILL RD, MIDDLETOWN, CA 95461-9639
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24613 OAT HILL RD, MIDDLETOWN, CA 95461-9639

Mortgage

Document Number	0000010672
Date	Oct 15, 2025
Instrument	2025010672

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	24613 OAT HILL RD, MIDDLETOWN, CA 95461-9639
Document Number	0000005524
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24613 OAT HILL RD MIDDLETOWN CA 954619639, MIDDLETOWN, CA 95461-9639

Mortgage

Document Number	0000005524
Date	May 13, 2020
Instrument	5524

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Oct 15, 2019
Property Address	24613 OAT HILL RD, MIDDLETOWN, CA 95461-9639
Document Number	0000012957
Instrument Date	Oct 7, 2019
Instrument	12957
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.20
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 925 MIDDLETOWN CA 954610925, MIDDLETOWN, CA 95461-0925

Mortgage

Document Number	12958
Date	Oct 15, 2019
Instrument	12958

Lender

Name	5TH STREET CAP INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE CA
Recording Date	May 3, 2017
Property Address	24613 OAT HILL RD, MIDDLETOWN, CA 95461-9639
Document Number	0000005722
Instrument Date	Apr 20, 2017
Instrument	5722
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1356 MIDDLETOWN CA 954611356, MIDDLETOWN, CA 95461-1356

Tax Assessment & Valuation

The 2026 property tax bill for 24613 Oat Hill Rd was $8,642, up 1.7% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,642.00 (+1.73%)	$754,085 (+2%) Land $229,793 Building $524,292
2025	$8,495.00	$739,300 Land $225,288 Building $514,012
2023	$8,246.00 (+0.7%)	$710,594 Land $216,541 Building $494,053
2022	$8,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24613 Oat Hill Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24613 Oat Hill Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Valley Internet Fixed Wireless	50 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oat Hill Rd

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