24611 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 24611 Ridge Rd, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,108 sqft · built 1990
Lot Size	0.48 acres (20,908 sqft)
Owner	Individual Name on Record
Last Sale	$626,552 (Aug 2025)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00940712`

Property Details

APN / Parcel Number

Primary APN	`12-00940712`
Alternative APN	`00940712`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,108 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,728 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces
Pool Area	480 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00940712
Street Address	24611 RIDGE RD
City	DAMASCUS
State	MD
Zip	20872-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	COW PASTURE
Legal Subdivision	LOCUST LEVEL
Legal Block	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1000
Census Tract	700209

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24611 RIDGE RD, DAMASCUS, MD 20872-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Apr 14, 2017	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	May 10, 2012 · Amount on Record
Deed Book / Page	69529 / 422
Transfer Doc	0000057348
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	May 26, 2026
Property Address	24611 RIDGE RD, DAMASCUS, MD 20872-2131
Document Number	7052000106
Book / Page	70523 / 106
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CREEKSIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24611 RIDGE RD, DAMASCUS, MD 20872-2131

Mortgage

Document Number	7052000106,
Date	May 26, 2026
Book Page	70523/106

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	24611 RIDGE RD, DAMASCUS, MD 20872-2131
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24611 RIDGE RD, DAMASCUS, MD 20872-2131

Mortgage

Document Number	0611620344
Date	Nov 23, 2020
Book Page	61162/344

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	24611 RIDGE RD, DAMASCUS, MD 20872-2131
Document Number	0589600181
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24611 RIDGE RD DAMASCUS MD 208722131, DAMASCUS, MD 20872-2131

Mortgage

Document Number	0589600181
Date	Feb 3, 2020
Book Page	058960/000181

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	24611 RIDGE RD, DAMASCUS, MD 20872-2131
Document Number	0542250330
Book / Page	054225 / 000330
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	NATIONAL CAPITAL TITLE AND ESCROW LL, NATIONAL CAP TITLE & ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24611 RIDGE RD DAMASCUS MD 208722131, DAMASCUS, MD 20872-2131

Mortgage

Document Number	0542250330
Date	May 3, 2017
Book Page	054225/000330

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 2, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,333 (+5.97%)	$587,700 (-) Land $187,800 Building $399,900
2025	$6,180.00 (+22.94%)	$524,967 (+10.14%)	$587,700 (+19.06%) Land $187,800 Building $399,900
2023		$476,633	$493,600 Land $179,000 Building $314,600
2022	$5,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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