2461 Waterside Dr, Aurora, IL 60502 Property Records

DuPage County property record for 2461 Waterside Dr, Aurora, IL 60502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,527 sqft · built 1994
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Mar 2019)
Tax Bill	$12,704 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-18-105-017`

Property Details

APN / Parcel Number

Primary APN	`07-18-105-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,527 sqft Living Area
Gross Area	4,211 sqft
1st Floor Area	1,710 sqft
2nd Floor Area	817 sqft
Basement Area	1,684 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	9.8 ft deep x 7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2461 WATERSIDE DR
City	AURORA
State	IL
Zip	60502-1389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STONEBRIDGE COUNTRY CLUB UNIT 45B ALL
Legal Subdivision	STONEBRIDGE COUNTRY CLUB UNIT 45B
Legal Lot Number	36
Legal Unit	45
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2005
Census Tract	846408

Owner

2461 Waterside Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2461 WATERSIDE DR, AURORA, IL 60502-1389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Nov 23, 1993 · Amount on File
Deed Document Number	201921025
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000000625
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2461 WATERSIDE DR, AURORA, IL 60502-1389
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007837
Date	Jan 22, 2020
Instrument	R2020-007837

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate	3.87%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2461 WATERSIDE DR, AURORA, IL 60502-1389
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018251
Date	Feb 24, 2020
Instrument	R2020-018251

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Jan 4, 2021
Property Address	2461 WATERSIDE DR, AURORA, IL 60502-1389
Document Number	0000000625
Map Reference	DOC R93-054737
Instrument Date	Oct 9, 2020
Instrument	R2021-000625
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SNP TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2461 WATERSIDE DR, AURORA, IL 60502-1389

Mortgage

Document Number	0000000626
Date	Jan 4, 2021
Instrument	R2021-000626

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 22, 2019
Property Address	2461 WATERSIDE DR, AURORA, IL 60502-1389
Document Number	0000021025
Instrument Date	Mar 18, 2019
Instrument	21025
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2461 WATERSIDE DR AURORA IL 605021389, AURORA, IL 60502-1389

Mortgage

Document Number	21026
Date	Mar 22, 2019
Instrument	21026

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2461 Waterside Dr was $12,704 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,704.00	$182,394 Land $58,841 Building $123,553	$547,182 Land $176,523 Building $370,659
2022	$9,584.00 Homeowner's exemption	$120,290 Land $43,400 Building $76,890	$360,870 Land $130,200 Building $230,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2461 Waterside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2461 Waterside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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