2461 Taffrail Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 2461 Taffrail Ln, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,441 sqft · built 1980
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$539,000 (Apr 2007)
Tax Bill	$7,549 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage May 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`185-0-086-015`

Property Details

APN / Parcel Number

Primary APN	`185-0-086-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2461 TAFFRAIL LN
City	OXNARD
State	CA
Zip	93035-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PD
Legal Description	TRACT: 278204 LOT: 21 REF: 078MR 098
Legal Subdivision	2782-4
Legal Tract	278204
Legal Block	86
Legal Lot Number	21
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2011
Census Tract	3608

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
May 10, 2018	Deed of Trust, Mortgage · FHA Mortgage OPEN MORTGAGE LLC
Dec 30, 2019	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2007 · Amount on Record
Deed Sale	Apr 12, 2007 · Amount on Record
Deed Document Number	200775600
Prior Transfer Date	Feb 24, 2005
Prior Transfer Doc	0000058442
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762

Mortgage

Document Number	0000100877
Date	May 20, 2021
Instrument	20210520-00100877

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053547
Date	May 10, 2018
Instrument	20180510-00053547

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.28%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	50%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165542
Date	Dec 30, 2019
Instrument	20191230-00165542

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762
Document Number	0000165543
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2461 TAFFRAIL LN OXNARD CA 930351762, OXNARD, CA 93035-1762

Mortgage

Document Number	0000165543
Date	Dec 30, 2019
Instrument	165543

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 6, 2018
Property Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762
Document Number	0000064721
Instrument Date	May 25, 2018
Instrument	64721
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2461 TAFFRAIL LN OXNARD CA 930351762, OXNARD, CA 93035-1762

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2461 TAFFRAIL LN, OXNARD, CA 93035-1762
Document Number	0000053548
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2461 TAFFRAIL LN OXNARD CA 930351762, OXNARD, CA 93035-1762

Mortgage

Document Number	0000053548
Date	May 10, 2018
Instrument	53548

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.28%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,220 (+2%) Land $409,614 Building $218,606
2025	$7,549.00 (+2.21%) Homeowner's exemption	$615,902 (+4.04%) Land $401,582 Building $214,320
2024	$7,386.00 (+3.82%)
2023	$7,114.00 (+3.12%) Homeowner's exemption	$591,987 Land $385,988 Building $205,999
2022	$6,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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