2461 Prospect St, Gary, IN 46407 Property Records

Lake County property record for 2461 Prospect St, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 968 sqft · built 1947
Lot Size0.107 acres (4,661 sqft)
OwnerCompany Name on Record
Last Sale$25,000 (Sep 2023)
Tax Bill$861 (2024)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0032-0016

Property Details

APN / Parcel Number

Primary APN001-25-46-0032-0016
Alternative APNs
  • 45-08-15-184-016.000-004
  • 254600320016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area968 sqft Living Area

Exterior

Year BuiltBuilt 1947
Construction TypeWood
Roof MaterialAsphalt
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions130 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0032-0016
Old Parcel Number254600320016
Street Address2461 PROSPECT ST
CityGARY
StateIN
Zip46407-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMID CITY REALTY CO. CENTRAL SUB. ALL L.16 BL.9
Legal SubdivisionMID CITY REALTY COMPANYS CENTRAL SUBDIV
Legal Block9
Legal Lot Number16
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1033
Census Tract12100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address55 LEONARD ST APT 4, 4, NEW YORK, NY 10013-3470
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Line of Credit
INDIANA UNIVERSITY CU
Sep 6, 2023Warranty Deed, Transfer
AMERICAN TITLE-DP, AMERICAN TITLE CORP
Aug 1, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleAug 1, 2022
Deed Document Number2023-528864
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address2461 PROSPECT ST, GARY, IN 46407-3721
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 LEONARD ST 4, 4, NEW YORK, NY 10013-3470
InvestorPossibly a Property Investor

Mortgage

Document Number0000047514
DateDec 8, 2025
Instrument2025-547514
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
AddressBLOOMINGTON, IN 47402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 6, 2023
Property Address2461 PROSPECT ST, GARY, IN 46407-3721
Document Number0000028864
Map ReferenceMB 15 PG 31
Instrument DateAug 24, 2023
Instrument2023-528864
Transaction TypeTransfer
Record UpdatedOct 9, 2023
Title CompanyAMERICAN TITLE-DP, AMERICAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 LEONARD ST APT 4, 4, NEW YORK, NY 10013-3470
InvestorPossibly a Property Investor

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateAug 1, 2022
Property Address2461 PROSPECT ST, GARY, IN 46407-3721
Document Number0000024757
Map ReferenceMB 15 PG 31
Instrument DateJul 29, 2022
Instrument2022-024757
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2461 PROSPECT ST, GARY, IN 46407-3721

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateApr 10, 2017
Property Address2461 PROSPECT ST, GARY, IN 46407-3721
Document Number0000022421
Instrument DateJan 6, 2017
Instrument22421
Transaction TypeTransfer
Record UpdatedMay 1, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2461 PROSPECT ST GARY IN 464073721, GARY, IN 46407-3721

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,700 (-17.67%) Land $5,900 Building $18,800$24,700 (-17.67%) Land $5,900 Building $18,800
2024$861.00 (-40.87%)
2023$30,000 (+7.53%) Land $5,700 Building $24,300$30,000 (+7.53%) Land $5,700 Building $24,300
2022$1,456.00 (-40.62%)$27,900 Land $5,800 Building $22,100$27,900 Land $5,800 Building $22,100
2021$2,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimJan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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