Lane County property record for 2461 Polk St, Eugene, OR 97405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1963 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,365 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04-01-41-11500-000 |
| Primary APN | 18-04-01-41-11500-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,012 sqft Finished Area |
| 1st Floor Area | 1,012 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Driveway Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Radiant |
|---|
| Account Number | 0705275 |
|---|---|
| Street Address | 2461 POLK ST |
| City | EUGENE |
| State | OR |
| Zip | 97405-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-LOW-DENSITY RES |
| Legal Description | SUBD:FIRST ADDITION TO ELLENDALE SEC/TWN/RNG/MER:SEC 01 TWN 18 RNG 04 |
| Legal Range | 04W |
| Legal Township | 18S |
| Legal Section | 01 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | FIRST ADDITION TO ELLENDALE |
| Legal Lot Number | 11500 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5300 |
Source: Lane County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2461 POLK ST, EUGENE, OR 97405-1836 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| May 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2007 |
| Deed Sale | Mar 30, 2007 |
| Prior Sale | Jul 18, 2000 · Amount on Record |
| Deed Document Number | 2007-021389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2461 POLK ST, EUGENE, OR 97405-1836 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2461 POLK ST, EUGENE, OR 97405-1836 |
| Document Number | 0000007607 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024-007607 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2461 POLK ST, EUGENE, OR 97405-1836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017147 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019-017147 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2461 POLK ST, EUGENE, OR 97405-1836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000067279 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-067279 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2461 POLK ST, EUGENE, OR 97405-1836 |
| Document Number | 0000002967 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 2461 POLK ST EUGENE OR 974051836, EUGENE, OR 97405-1836 |
| Document Number | 0000002967 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2967 |
| Name | MORTGAGE ONLY |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,365.00 (+3.89%) | $172,738 (+6.09%) | $373,906 (+9.55%) Land $98,930 Building $274,976 |
| 2023 | $3,239.00 (+4.05%) | $162,823 (+3%) | $341,301 (+6.76%) Land $67,629 Building $273,672 |
| 2022 | $3,113.00 | $158,081 | $319,700 Land $67,629 Building $252,071 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Hunter Communications & Technologies Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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