2461 Cherry Dr, Osceola, WI 54020 Property Records

Polk County property record for 2461 Cherry Dr, Osceola, WI 54020 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Lot Size5.71 acres (249,163 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Jul 2021)
Tax Bill$4,260 (2025)
Deeds & MortgagesOct 2023 Mortgage
Sep 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN022-00016-0000

Property Details

APN / Parcel Number

Primary APN022-00016-0000

Exterior

Lot Area249,163 sqft (5.71 acres)

Location & Zoning

Street Address2461 CHERRY DR
CityOSCEOLA
StateWI
Zip54020-5829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW NE AND NW SE V593/454
JurisdictionPOLK WI
Township / Civil DivisionFARMINGTON
Census Block Group2
Census Block2004
Census Tract960800

Owner

Source: Polk County records · APN 022-00016-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2461 CHERRY DR, OSCEOLA, WI 54020-5829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage
HUD
Sep 26, 2022Deed of Trust, Mortgage
HUD
May 10, 2013Deed of Trust, Mortgage
ROYAL CREDIT UNION
May 28, 2025Deed of Trust, Mortgage · Line of Credit
ROYAL CU
Jul 20, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Deed Document Number898873
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address2461 CHERRY DR, OSCEOLA, WI 54020-5829
Transaction TypeMortgage
Record UpdatedFeb 19, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000921325
DateOct 19, 2023
Instrument921325
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term336 Months
DueAug 01, 2051

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address2461 CHERRY DR, OSCEOLA, WI 54020-5829
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000912496
DateSep 26, 2022
Instrument912496
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term348 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address2461 CHERRY DR, OSCEOLA, WI 54020-5829
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000809392
DateMay 10, 2013
Instrument809392
Lender
NameROYAL CREDIT UNION
Address200 RIVERFRONT TER, EAU CLAIRE, WI 54703
Agreement
AmountAmount Recorded
Term121 Months
DueJun 01, 2023

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address2461 CHERRY DR, OSCEOLA, WI 54020-5829
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000935695
DateMay 28, 2025
Instrument935695
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 22, 2055

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateJul 20, 2021
Property Address2461 CHERRY DR, OSCEOLA, WI 54020-5829
Document Number0000898873
Instrument DateJul 12, 2021
Instrument898873
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,095.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000898874
DateJul 20, 2021
Instrument898874
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
County SubdivisionFarmington Town
Unified School DistrictOsceola School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,260.00 (+3.12%) Homeowner's exemption$361,400 (-) Land $65,000 Building $296,400$443,700 (+15.37%) Land $79,802 Building $363,898
2023$4,131.00 Homeowner's exemption$361,400 Land $65,000 Building $296,400$384,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 57% of Wisconsin
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cherry Dr

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