24605 Chicago St, Waterloo, NE 68069 Property Records

Douglas County property record for 24605 Chicago St, Waterloo, NE 68069

Property Summary

Property TypeSingle Family Home
Details3 bd · 5.5 ba · 5,686 sqft · built 2003
Lot Size0.672 acres (29,250 sqft)
Owner2 Company Names on Record
Last Sale$1,128,000 (Dec 2019)
Tax Bill$16,525 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2023 Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APN2450-0558-25

Property Details

APN / Parcel Number

Primary APN2450-0558-25
Alternative APNs
  • R2524500558
  • 2524500558

Interior

Bedrooms3 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area5,686 sqft Living Area
Gross Area8,162 sqft
Basement Area3,352 sqft
Finished Basement2,363 sqft
Unfinished Basement989 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2019
Architectural StyleMulti-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,250 sqft (0.672 acres)
Lot Width110 ft Width
View / LotLake
Garage TypeAttached
Garage Area1,138 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Slab
Porch Area1,018 sqft
Deck Area48 sqft
Patio Area408 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR2524500558
Street Address24605 CHICAGO ST
CityWATERLOO
StateNE
Zip68069-4681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWEST SHORES LOT 225 BLOCK 0 IRREG
Legal SubdivisionWEST SHORES
Legal Lot Number225
JurisdictionDOUGLAS NE
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1016
Census Tract7508

Owner

Source: Douglas County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address24605 CHICAGO ST, WATERLOO, NE 68069-4681
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Sep 7, 2023Deed of Trust, Mortgage · Line of Credit
UNION BANK & TRUST CO
Apr 1, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF OMAHA
Sep 11, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF OMAHA
Dec 3, 2019Grant Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2019 · Amount on Record
Deed SaleDec 3, 2019 · Amount on Record
Prior SaleSep 14, 2015 · Amount on Record
Deed Document Number2019105962
Last Transfer DateApr 12, 2025
Transfer Doc0000055242
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address24605 CHICAGO ST, WATERLOO, NE 68069-4681
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022667
DateFeb 22, 2021
Instrument2021022667
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address24605 CHICAGO ST, WATERLOO, NE 68069-4681
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067601
DateSep 7, 2023
Instrument2023067601
Lender
NameUNION BANK & TRUST CO
TypeBank
AddressLINCOLN, NE 68501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address24605 CHICAGO ST, WATERLOO, NE 68069-4681
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019020798
DateApr 1, 2019
Instrument2019020798
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address24605 CHICAGO ST, WATERLOO, NE 68069-4681
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018072521
DateSep 11, 2018
Instrument2018072521
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NE
Recording DateDec 3, 2019
Property Address24605 CHICAGO ST, WATERLOO, NE 68069-4681
Document Number0000105962
Instrument DateOct 30, 2019
Instrument105962
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,538.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24605 CHICAGO ST WATERLOO NE 680694681, WATERLOO, NE 68069-4681

Mortgage

Document Number105963
DateDec 3, 2019
Instrument105963
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueDec 2, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,337,500 (+22.43%) Land $246,500 Building $1,091,000$1,337,500 (+22.43%) Land $246,500 Building $1,091,000
2024$16,525.00 (-6.24%)
2023$17,624.00 (-10.09%)$1,092,500 Land $246,500 Building $846,000$1,092,500 Land $246,500 Building $846,000
2022$19,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims62 (1978–2019)
Claims Outside the SFHA5 of 62
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Nextlink
Fixed Wireless
500 / 200
Verizon
Fixed Wireless
300 / 20

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