2460 Spires Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 2460 Spires Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,726 sqft · built 1989
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Trust Names on File
Last Sale	$85,000 (Dec 2021)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-23-208-005`

Property Details

APN / Parcel Number

Primary APN	`10-23-208-005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft
Basement Area	1,726 sqft
Finished Basement	1,562 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,000 sqft (0.574 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	84 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2460 SPIRES CT
City	DUBUQUE
State	IA
Zip	52001-3186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 7 CLARKE CREST ESTATES 3RD ADD
Legal Range	02E
Legal Township	89N
Legal Section	23
Legal Subdivision	IRVING
Legal Lot Number	7
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

2460 Spires Ct is owner-occupied and held in a trust since April 2022.

Source: Dubuque County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2460 SPIRES CT, DUBUQUE, IA 52001-3186
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 14, 2021	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Jun 14, 2021 · Amount on File
Deed Document Number	202120425
Last Transfer Date	Apr 29, 2022
Transfer Doc	0000005595
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2460 SPIRES CT, DUBUQUE, IA 52001-3186
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013842
Date	Nov 26, 2018
Instrument	2018-00013842

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 2, 2038

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 14, 2021
Property Address	2460 SPIRES CT, DUBUQUE, IA 52001-3186
Document Number	0000009732
Instrument Date	Jun 4, 2021
Instrument	2021-00009732
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2460 SPIRES CT, DUBUQUE, IA 52001-3186

Mortgage

Document Number	0000009733
Date	Jun 14, 2021
Instrument	2021-00009733

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2460 Spires Ct was $5,382.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,382.00	$393,600 Land $51,400 Building $342,200	$393,600 Land $51,400 Building $342,200
2024	$5,382.00
2023		$374,200 (+17.95%) Land $48,600 Building $325,600	$374,200 Land $48,600 Building $325,600
2022	$5,470.00	$317,260 Land $45,700 Building $271,560
2021			$317,260 Land $45,700 Building $271,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2460 Spires Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2460 Spires Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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