2460 Russell St, Tracy, CA 95376 Property Records

San Joaquin County property record for 2460 Russell St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 1994
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Dec 2020)
Tax Bill	$6,524 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`242-180-520-000`

Property Details

APN / Parcel Number

Primary APN	`242-180-520-000`
Alternative APN	`242-180-52`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-180-52
Street Address	2460 RUSSELL ST
City	TRACY
State	CA
Zip	95376-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90-FM PT OF 161-210-06
Legal Subdivision	MUIRFIELD
Legal Tract	2316
Legal Block	3
Legal Lot Number	44
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3016
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2460 RUSSELL ST, TRACY, CA 95376-8704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Dec 17, 2020	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 20, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Feb 15, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 15, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	2020178290
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	0000114330
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2460 RUSSELL ST, TRACY, CA 95376-8704
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 RUSSELL ST, TRACY, CA 95376-8704

Mortgage

Document Number	0000078032
Date	Oct 2, 2023
Instrument	2023-078032

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2460 RUSSELL ST, TRACY, CA 95376-8704
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 RUSSELL ST, TRACY, CA 95376-8704

Mortgage

Document Number	0000178688
Date	Oct 25, 2021
Instrument	2021-178688

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 17, 2020
Property Address	2460 RUSSELL ST, TRACY, CA 95376-8704
Document Number	0000178290
Map Reference	MB 30 PG 94
Instrument Date	Dec 8, 2020
Instrument	2020-178290
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2460 RUSSELL ST, TRACY, CA 95376-8704

Mortgage

Document Number	0000178291
Date	Dec 17, 2020
Instrument	2020-178291

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 20, 2018
Property Address	2460 RUSSELL ST, TRACY, CA 95376-8704
Document Number	0000067971
Instrument Date	Jun 8, 2018
Instrument	67971
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2460 RUSSELL ST TRACY CA 953768704, TRACY, CA 95376-8704

Mortgage

Document Number	67972
Date	Jun 20, 2018
Instrument	67972

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 15, 2018
Property Address	2460 RUSSELL ST, TRACY, CA 95376-8704
Document Number	0000017812
Instrument Date	Feb 14, 2018
Instrument	17812
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1330 OTTAWA AVE SAN LEANDRO CA 945791141, SAN LEANDRO, CA 94579-1141

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 15, 2018
Property Address	2460 RUSSELL ST, TRACY, CA 95376-8704
Document Number	0000017813
Instrument Date	Feb 14, 2018
Instrument	17813
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10304 KERRIANNA DR MONTGOMERY OH 452425737, MONTGOMERY, OH 45242-5737

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,524.00 (+0.03%)
2025	$6,522.00 (+10.19%) Homeowner's exemption	$557,450 (+4.04%) Land $119,066 Building $438,384
2023	$5,919.00 (+2.12%) Homeowner's exemption	$535,806 Land $114,444 Building $421,362	$553,590
2022	$5,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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