2460 Osage St, Mobile, AL 36617 Property Records

Mobile County property record for 2460 Osage St, Mobile, AL 36617

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,064 sqft · built 1986
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$66,000 (Mar 2017)
Tax Bill$686 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022902440015412001

Property Details

APN / Parcel Number

Primary APNR022902440015412001
Alternative APNs
  • 29 02 44 0 015 412.001
  • 03415156
  • 3415156

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,064 sqft Living Area
1st Floor Area2,064 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions180 ft deep x 100 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area326 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number3415156
Street Address2460 OSAGE ST
CityMOBILE
StateAL
Zip36617-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 BLK 3 TOP-MOBILE DBK 156 P 66-67 #SEC 44 T4S R1W #MP29 02 44 0 015
Legal Range04S
Legal Township04S
Legal Section44
Legal SubdivisionTOP MOBILE
Legal Block3
Legal Lot Number1-2
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1024
Census Tract702

Owner

2460 Osage St is owned and occupied by an individual who bought it in March 2017.

Source: Mobile County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2460 OSAGE ST, MOBILE, AL 36617-3612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 15, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 3, 2017Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2017 · Amount on File
Deed SaleMar 3, 2017 · Amount on File
Prior SaleOct 21, 2004
Deed Document Number201712001
Deed Book / Page7483 / 16
Prior Transfer DateJun 9, 2016
Prior Transfer Doc0000047264
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address2460 OSAGE ST, MOBILE, AL 36617-3612
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 OSAGE ST, MOBILE, AL 36617-3612

Mortgage

Document Number0000063720
DateOct 23, 2025
Instrument2025063720
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD, BOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueOct 1, 2065

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address2460 OSAGE ST, MOBILE, AL 36617-3612
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 OSAGE ST, MOBILE, AL 36617-3612
InvestorPossibly a Property Investor

Mortgage

Document Number0000030294
DateMay 15, 2023
Instrument2023030294
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueMay 1, 2063

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 3, 2017
Property Address2460 OSAGE ST, MOBILE, AL 36617-3612
Document Number0000012001
Book / Page007483 / 000016
Instrument DateFeb 24, 2017
Instrument12001
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanySURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$66.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2460 OSAGE ST MOBILE AL 366173612, MOBILE, AL 36617-3612

Mortgage

Document Number12002
DateMar 3, 2017
Book Page007483/000018
Instrument12002
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2460 Osage St was $686, down 3% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$686.00 (-2.97%)$5,330 (-2.91%) Land $600 Building $4,730$53,300 (-2.91%) Land $6,000 Building $47,300
2024$707.00 (+15.33%)$5,490 (+15.58%) Land $520 Building $4,970$54,900 (+15.58%) Land $5,200 Building $49,700
2023$613.00$4,750 Land $520 Building $4,230$47,500 Land $5,200 Building $42,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2460 Osage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims20 (1978–2018)
Claims Outside the SFHA5 of 20
Most Recent ClaimJan 2018
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2460 Osage St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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