2460 Fort Mill Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 2460 Fort Mill Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,468 sqft
Lot Size	5.87 acres (255,697 sqft)
Owner	2 Trust Names on File
Last Sale	$519,500 (Dec 2021)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306-00-00-019-S13`

Property Details

APN / Parcel Number

Primary APN	`306-00-00-019-S13`
Alternative APN	`5524`

Interior

Stories	1 Story
Building Area	3,468 sqft Gross Area

Exterior

Construction Type	Frame
Lot Area	255,697 sqft (5.87 acres)
Garage Type	Detached
Garage Area	1,500 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	340 sqft
Porch	Porch
Porch Area	696 sqft
Deck Area	348 sqft

Location & Zoning

Account Number	5524
Street Address	2460 FORT MILL RD
City	ELGIN
State	SC
Zip	29045-9045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	FORT CLARK MILLS SUBDIV LOT 8
Legal Subdivision	FORT CLARK MILLS SUBDIV
Legal Lot Number	8
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	970907

Owner

2460 Fort Mill Rd is owner-occupied and held in a trust since December 2021.

Source: Kershaw County records, as of November 7, 2025

Owner of Record	2 Trust Names on File
Mailing Address	2460 FORT MILL RD, ELGIN, SC 29045-9045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Sep 15, 2017	Deed of Trust, Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Sep 20, 2006
Deed Document Number	202113499
Deed Book / Page	4630 / 42
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2460 FORT MILL RD, ELGIN, SC 29045-9045
Document Number	0000007589
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 FORT MILL RD ELGIN SC 290459045, ELGIN, SC 29045-9045

Mortgage

Document Number	0000007589
Date	Aug 24, 2020
Book Page	004286/000082
Instrument	7589

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 23, 2040

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2460 FORT MILL RD, ELGIN, SC 29045-9045
Document Number	0000007594
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 FORT MILL RD ELGIN SC 290459045, ELGIN, SC 29045-9045

Mortgage

Document Number	0000007594
Date	Sep 20, 2017
Book Page	003753/000234
Instrument	7594

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2460 Fort Mill Rd was $2,881.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,881.00	$519,000 Land $88,100 Building $430,900	$519,000
2023	$1,754.00	$519,000 Land $88,100 Building $430,900	$519,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2460 Fort Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2460 Fort Mill Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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