2460 Chain St, Winter Park, FL 32789 Property Records

Orange County property record for 2460 Chain St, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1950
Lot Size	0.214 acres (9,309 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2021)
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-29-7840-03-010`

Property Details

APN / Parcel Number

Primary APN	`11-22-29-7840-03-010`
Alternative APNs	`292211784003010` `343699` `348955` `353321`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,056 sqft
Utility Area	28 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,309 sqft (0.214 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2460 CHAIN ST
City	WINTER PARK
State	FL
Zip	32789-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	DOC 20210731665 ERROR IN PROPERTY DESC--SCHOOL TERRACE R/66 LOT 1 BLK C (LESS COMM NE COR OF BLK C RUN S00-40-34E 69.87 FT TH S89-21-11W 124.63 FT TO POB TH S89-21-11W 8.91 FT TH N
Legal Range	29E
Legal Township	22S
Legal Section	11
Legal Subdivision	SCHOOL TERRACE
Legal Tract	7840
Legal Block	C
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1011
Census Tract	19000

Owner

2460 Chain St is owned and occupied by an individual who bought it in December 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2460 CHAIN ST, WINTER PARK, FL 32789-3414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Nov 23, 1993 · Amount on File
Deed Document Number	2021731665
Prior Transfer Date	Jun 6, 2003
Prior Transfer Doc	0000323186
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 1, 2021
Property Address	2460 CHAIN ST, WINTER PARK, FL 32789-3414
Document Number	0000731665
Map Reference	MB R PG 66
Instrument Date	Nov 29, 2021
Instrument	20210731665
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 EUSTON RD, 2500, WINTER PARK, FL 32789-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 CHAIN ST, WINTER PARK, FL 32789-3414

Mortgage

Document Number	0000731666
Date	Dec 1, 2021
Instrument	20210731666

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2460 Chain St was $3,816, up 5.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,631 (+2.7%)	$302,320 (-1.15%) Land $95,000 Building $207,320
2025	$3,816.00 (+5.65%) Homeowner's exemption	$252,805	$305,850 Land $95,000 Building $210,850
2024	$3,612.00 (+7.37%)
2023	$3,364.00 (+3.86%) Homeowner's exemption	$238,524 (+3%)	$280,756 (+21.24%) Land $95,000 Building $185,756
2022	$3,239.00 Homeowner's exemption	$231,577 Land $75,500 Building $156,077	$231,577 Land $75,500 Building $156,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2460 Chain St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2460 Chain St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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