2460 Bowers Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2460 Bowers Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1973
Lot Size	0.613 acres (26,702 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Mar 2021)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-680-001-00`

Property Details

APN / Parcel Number

Primary APN	`012-680-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	26,702 sqft (0.613 acres)
Lot Dimensions	267 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2460 BOWERS RD
City	LAPEER
State	MI
Zip	48446-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 2 T7N R10E UTLEY SUBDIVISION LOT 1.
Legal Range	10E
Legal Township	07N
Legal Section	02
Legal Subdivision	UTLEY SUBDIVISION
Legal Lot Number	1
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2002
Census Tract	338000

Owner

2460 Bowers Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2460 BOWERS RD, LAPEER, MI 48446-3314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC
Nov 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 9, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Nov 5, 2008 · Amount on File
Deed Book / Page	3181 / 145
Prior Transfer Date	Nov 25, 2016
Prior Transfer Doc	0028630350
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2460 BOWERS RD, LAPEER, MI 48446-3314
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 BOWERS RD, LAPEER, MI 48446-3314

Mortgage

Document Number	0034760375
Date	Sep 12, 2025
Book Page	3476/375

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	3310 W BIG BEAVER RD STE 100, TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2460 BOWERS RD, LAPEER, MI 48446-3314
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 BOWERS RD, LAPEER, MI 48446-3314

Mortgage

Document Number	0033260628
Date	Nov 14, 2022
Book Page	3326/628

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 9, 2021
Property Address	2460 BOWERS RD, LAPEER, MI 48446-3314
Document Number	0031810145
Book / Page	3181 / 145
Map Reference	LB 2 PG 34
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, LAPEER COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3192 HOWLAND RD, 3192, ALMONT, MI 48003-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 BOWERS RD, LAPEER, MI 48446-3314

Mortgage

Document Number	0003181147
Date	Mar 9, 2021
Instrument	3181/147

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2460 Bowers Rd was $1,262 with a homeowner's exemption, up 3.6% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,200 (-11.9%)	$118,400 (-11.9%)
2025	$1,262.00 (+3.61%) Homeowner's exemption	$67,200	$134,400
2024	$1,218.00
2023		$62,600	$125,200
2022	$1,110.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2460 Bowers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2460 Bowers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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