2460 Ave E SW, Winter Haven, FL 33880 Property Records

Polk County property record for 2460 Ave E SW, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1962
Lot Size	0.149 acres (6,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2023)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-30-636000-009090`

Property Details

APN / Parcel Number

Primary APN	`26-28-30-636000-009090`
Alternative APNs	`302826636000009090` `02826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,104 sqft Living Area
Gross Area	1,076 sqft
1st Floor Area	812 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,495 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Porch	Florida Room
Porch Area	532 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2460 AVENUE E SW
City	WINTER HAVEN
State	FL
Zip	33880-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C3
Legal Description	WEST WINTER HAVEN PB 9 PG 12 BLK 9 LOT 9
Legal Range	26E
Legal Township	28S
Legal Section	30
Legal Subdivision	WEST WINTER HAVEN
Legal Tract	636000
Legal Block	9
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2025
Census Tract	13801

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2460 AVENUE E SW, WINTER HAVEN, FL 33880-2556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Jun 6, 2022	Warranty Deed, Transfer MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO
Mar 9, 2022	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Oct 25, 2021	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jun 6, 2022 · Amount on Record
Deed Document Number	2023159479
Deed Book / Page	12756 / 1407
Prior Transfer Date	Jul 7, 2004
Prior Transfer Doc	0000136675
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 10, 2023
Property Address	2460 AVENUE E SW, WINTER HAVEN, FL 33880-2556
Document Number	0000159479
Book / Page	12756 / 1407
Map Reference	MB 9 PG 12
Instrument Date	Jun 26, 2023
Instrument	2023159479
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2023
Title Company	EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 ARGYLE GATE LOOP RD, DUNDEE, FL 33838-4432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 AVENUE E SW, WINTER HAVEN, FL 33880-2556

Mortgage

Document Number	0127561409
Date	Jul 10, 2023
Instrument	12756/1409

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 6, 2022
Property Address	2460 AVENUE E SW, WINTER HAVEN, FL 33880-2556
Document Number	0000153581
Book / Page	12284 / 631
Map Reference	MB 9 PG 12
Instrument Date	Jun 1, 2022
Instrument	2022153581
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Tax	$896.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 N ORANGE AVE, 37, ORLANDO, FL 32801-2449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 AVENUE E SW, WINTER HAVEN, FL 33880-2556

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 9, 2022
Property Address	2460 AVENUE E SW, WINTER HAVEN, FL 33880-2556
Document Number	0000063528
Book / Page	12152 / 1682
Map Reference	MB 9 PG 12
Instrument Date	Mar 3, 2022
Instrument	2022063528
Transaction Type	Construction Loan
Record Updated	Mar 21, 2022
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11001 CREIGHTON DR, 11001, ORLANDO, FL 32817-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 N ORANGE AVE, ORLANDO, FL 32801-2449

Mortgage

Document Number	0121521685
Date	Mar 9, 2022
Instrument	12152/1685

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 25, 2021
Property Address	2460 AVENUE E SW, WINTER HAVEN, FL 33880-2556
Document Number	0000277361
Book / Page	11951 / 765
Map Reference	MB 9 PG 12
Instrument Date	Oct 15, 2021
Instrument	2021277361
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 E BIRCH ST, LAWTON, IA 51030-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11001 CREIGHTON DR, ORLANDO, FL 32817-3007

Mortgage

Document Number	0011951767
Date	Oct 25, 2021
Instrument	11951/767

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,998.00 (+1.73%)	$149,659 (+36.81%)	$152,516 (+39.42%) Land $22,729 Building $129,787
2023	$1,964.00 (+36.11%)	$109,393 (+52.05%) Land $22,080 Building $87,313	$109,393 (+52.05%) Land $22,080 Building $87,313
2022	$1,443.00	$71,947 Land $18,183 Building $53,764	$71,947 Land $18,183 Building $53,764

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	11 (1992–2022)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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