246 Woodwinds Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 246 Woodwinds Dr, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,394 sqft · built 2001
Lot Size	0.541 acres (23,566 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,760 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1878-23-9595-000`

Property Details

APN / Parcel Number

Primary APN	`1878-23-9595-000`
Alternative APNs	`1878330503000` `1768108`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,394 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	23,566 sqft (0.541 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	520 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1768108
Street Address	246 WOODWINDS DR
City	SEVEN DEVILS
State	NC
Zip	28604-7671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW LOT 6 WOODWINDS II
Legal Subdivision	WOODWINDS
Legal Lot Number	6
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2041
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 WOODWINDS DR, SEVEN DEVILS, NC 28604-7671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	246 WOODWINDS DR, SEVEN DEVILS, NC 28604-7671
Document Number	0020920270
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 WOODWINDS DR SEVEN DEVILS NC 286047671, SEVEN DEVILS, NC 28604-7671

Mortgage

Document Number	0020920270
Date	May 14, 2020
Book Page	002092/000270
Instrument	690151

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 22, 2017
Property Address	246 WOODWINDS DR, SEVEN DEVILS, NC 28604-7671
Document Number	0019190287
Book / Page	1919 / 0287
Instrument Date	May 19, 2017
Instrument	658365
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 WOODWINDS DR, 196, SEVEN DEVILS, NC 28604-7912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 WOODWINDS DR, SEVEN DEVILS, NC 28604-7671

Mortgage

Document Number	0019190290
Date	May 22, 2017
Book Page	1919/0290
Instrument	658366

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,300 (-) Land $49,100 Building $468,200
2025	$1,760.00	$517,300 (-) Land $49,100 Building $468,200
2024			$517,300 Land $49,100 Building $468,200
2023		$517,300 Land $49,100 Building $468,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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