246 William St, Middletown, CT 06457 Property Records

Middletown City property record for 246 William St, Middletown, CT 06457

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,149 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$196,000 (May 2019)
Tax Bill	$7,001 (2026)
Deeds & Mortgages	Jan 2026 Transfer Jun 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:24 L:0115`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:24 L:0115`
Alternative APN	`R08167`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,149 sqft Living Area
Gross Area	3,457 sqft
1st Floor Area	1,229 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	R08167
Street Address	246 WILLIAM ST
City	MIDDLETOWN
State	CT
Zip	06457-3297
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DVD
Legal Lot Number	115
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1018
Census Tract	541500

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	246 WILLIAM ST, MIDDLETOWN, CT 06457-3297
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
May 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LARRY E WHITMORE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	20193464670003
Deed Book / Page	1943 / 521
Last Transfer Date	Jan 16, 2026
Transfer Doc	002140-863
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 20, 2026
Property Address	246 WILLIAM ST, MIDDLETOWN, CT 06457-3297
Document Number	002140-863
Book / Page	2140 / 863
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	246 WILLIAM ST, MIDDLETOWN, CT 06457-3297
Transaction Type	Mortgage
Record Updated	Jun 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002098-779
Date	Jun 12, 2024
Book Page	2098/779

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	May 21, 2019
Property Address	246 WILLIAM ST, MIDDLETOWN, CT 06457-3297
Document Number	1943-521
Book / Page	1943 / 521
Instrument Date	May 21, 2019
Instrument	3464670003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SPRING ST, MIDDLETOWN, CT 06457-2241

Mortgage

Document Number	3464680006
Date	May 21, 2019
Instrument	3464680006

Lender

Name	LARRY E WHITMORE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,001.00 (+4.88%)	$171,600 (-) Land $63,640 Building $107,960	$340,547 (+183.51%)
2025		$171,600 (-) Land $63,640 Building $107,960	$120,120 Land $44,548 Building $75,572
2024	$6,675.00 (+5.7%)	$171,600 (-) Land $63,640 Building $107,960
2023	$6,315.00 (+19.9%)	$171,600 (+43.36%) Land $63,640 Building $107,960
2022	$5,267.00	$119,700 Land $44,350 Building $75,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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