246 White Cloud Trl, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 246 White Cloud Trl, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 3,456 sqft · built 1996
Lot Size	0.172 acres (7,500 sqft)
Owner	Trust Name on File
Last Sale	$279,500 (Nov 2011)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125F-C-085.00-000`

Property Details

APN / Parcel Number

Primary APN	`125F-C-085.00-000`
Alternative APNs	`125F C 08500` `R0075903`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,456 sqft Living Area
1st Floor Area	5,218 sqft
Upper Floors Area	1,216 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	876 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0075903
Street Address	246 WHITE CLOUD TRL
City	MURFREESBORO
State	TN
Zip	37127-8368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 176 INDIAN HILLS UNIT 3 SEC 2 PH 2 PB 17 PG 70 75 X 100
Legal Subdivision	INDIAN HILLS UNIT 3 SEC 2 PH 2
Legal Block	2
Legal Lot Number	176
Legal Unit	3
Jurisdiction	RUTHERFORD TN
Township / Civil Division	18
Census Block Group	1
Census Block	1008
Census Tract	41201

Owner

246 White Cloud Trl is owner-occupied and held in a trust since July 2024.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Trust Name on File
Mailing Address	246 WHITE CLOUD TRL, MURFREESBORO, TN 37127-8368
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2011 · Amount on File
Deed Sale	Nov 1, 2011 · Amount on File
Prior Sale	Jun 28, 2004 · Amount on File
Deed Book / Page	1090 / 3548
Last Transfer Date	Jul 29, 2024
Transfer Doc	0024563032
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	246 WHITE CLOUD TRL, MURFREESBORO, TN 37127-8368
Document Number	RB19482768
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 WHITE CLOUD TRL MURFREESBORO TN 371278368, MURFREESBORO, TN 37127-8368

Mortgage

Document Number	RB19482768
Date	Aug 18, 2020
Book Page	001948/002768
Instrument	2295962

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 17, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 246 White Cloud Trl was $3,282.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,500 (+19.35%) Land $27,500 Building $111,000	$554,000 Land $110,000 Building $444,000
2025	$3,282.00	$116,050 Land $13,750 Building $102,300
2023	$3,282.00	$116,050 Land $13,750 Building $102,300	$464,200 (-) Land $55,000 Building $409,200
2022			$464,200 Land $55,000 Building $409,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 246 White Cloud Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 White Cloud Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20