246 W Clover Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 246 W Clover Rd, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,621 sqft · built 2022
Lot Size	0.159 acres (6,944 sqft)
Owner	Owner Name on Record
Last Sale	$199,000 (Oct 2013)
Tax Bill	$2,740 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`214-430-430-000`

Property Details

APN / Parcel Number

Primary APN	`214-430-430-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
Gross Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Other
Construction Type	Wood
Lot Area	6,944 sqft (0.159 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	246 W CLOVER RD
City	TRACY
State	CA
Zip	95376-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92-FM PAR 13/PT OF 12/PT TO 42 91050605
Legal Subdivision	TRACY GARDEN FARMS
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5311

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	246 W CLOVER RD, TRACY, CA 95376-1834
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit UNCLE CU
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2013 · Amount on Record
Deed Sale	Oct 18, 2013 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Document Number	2013-132352
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	246 W CLOVER RD, TRACY, CA 95376-1834
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098900
Date	Jun 9, 2021
Instrument	2021-098900

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	246 W CLOVER RD, TRACY, CA 95376-1834
Document Number	0000053830
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	246 W CLOVER RD TRACY CA 953761834, TRACY, CA 95376-1834

Mortgage

Document Number	0000053830
Date	May 12, 2017
Instrument	53830

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,740.00 (+10.35%) Homeowner's exemption	$243,935 (+4.04%) Land $60,061 Building $183,874
2023	$2,483.00 (+2.14%) Homeowner's exemption	$234,465 Land $57,730 Building $176,735
2022	$2,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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