246 W 7th St, Covington, KY 41011 Property Records

Kenton County property record for 246 W 7th St, Covington, KY 41011

Property Summary

Property TypeParking Garage, Parking Structure
Details2 ba · 1,970 sqft
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$108,000 (May 2007)
Tax Bill$145 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN054-21-04-020.00

Property Details

APN / Parcel Number

Primary APN054-21-04-020.00

Exterior

Lot Area2,614 sqft (0.06 acres)
Lot Dimensions74 ft deep x 20 ft wide
Garage TypeDetached

Location & Zoning

Street Address246 W 7TH ST
CityCOVINGTON
StateKY
Zip41011-1342
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Garage, Parking Structure
Legal DescriptionWINTER & DAWSON PT LOT 4 20'X 74' NS 7TH ST 94' W CRAIG & 46'X 50' ADJ RR (PARCELS III & IV)
Legal SubdivisionWINTER & DAWSON
Legal Lot Number4
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract60300

Owner

246 W 7th St, a commercial property, is owned by two individuals who bought it in May 2007.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address250 W 7TH ST, COVINGTON, KY 41011-1342
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2007 · Amount on File
Deed SaleMay 10, 2007 · Amount on File
Prior SaleMay 25, 2006 · Amount on File
Deed Document Number200705 10 059 00017
Deed Book / Page3381 / 303
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address246 W 7TH ST, COVINGTON, KY 41011
Document Number0000000221
Book / Page006221 / 000011
Instrument DateJul 19, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address250 W ITS ST COVINGTON KY, COVINGTON, KY

Mortgage

Document Number0000000221
DateAug 8, 2017
Book Page006221/000011
Instrument221
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
AmountAmount on Record
Term60 Months
DueAug 7, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 246 W 7th St was $145.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,000 (+36.36%) Land $15,000$15,000 (+36.36%) Land $15,000
2025$145.00$11,000 Land $10,000 Building $1,000$11,000 Land $10,000 Building $1,000
2023$146.00$11,000 Land $10,000 Building $1,000$11,000 Land $10,000 Building $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 246 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 W 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on W 7th St

Nearby Streets

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