Winnebago County property record for 246 W 18th Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,392 sqft · built 1890 |
| Lot Size | 0.118 acres (5,152 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Feb 2026) |
| Tax Bill | $2,912 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03910000 |
| Primary APN | 14-03910000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,152 sqft (0.118 acres) |
| Lot Dimensions | 92 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 914-03910000 |
|---|---|
| Street Address | 246 W 18TH AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-6971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | E 56 FT OF W 156.5 FT OF LOT 18 JOHN SMITHS ADDN |
| Legal Subdivision | JOHN SMITHS ADDITION TO OSHKOSH |
| Legal Lot Number | 18 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1500 |
246 W 18th Ave is owned and occupied by two individuals who bought it in February 2026.
Source: Winnebago County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 W 18TH AVE, OSHKOSH, WI 54902-6971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK |
| Feb 11, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on File |
| Deed Sale | Feb 11, 2026 · Amount on File |
| Prior Sale | Feb 26, 2013 |
| Deed Document Number | 20261961438 |
| Prior Transfer Date | Jan 25, 2013 |
| Prior Transfer Doc | 0001630259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 21, 2026 |
| Property Address | 246 W 18TH AVE, OSHKOSH, WI 54902-6971 |
| Document Number | 0001973805 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 20261973805 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 246 W 18TH AVE, OSHKOSH, WI 54902-6971 |
| Document Number | 0001973805, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 20261973805 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 114 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Feb 11, 2026 |
| Property Address | 246 W 18TH AVE, OSHKOSH, WI 54902-6971 |
| Document Number | 0001961438 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 1961438 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 W 18TH AVE, OSHKOSH, WI 54902-6971 |
| Document Number | 0001961439 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 1961439 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 246 W 18th Ave was $2,912, down 4% from the year before.
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,912.00 (-3.99%) | $162,300 (-) Land $23,400 Building $138,900 | |
| 2024 | $3,033.00 (+18.75%) | $162,300 (+85.7%) Land $23,400 Building $138,900 | $169,338 (+34.08%) Land $24,414 Building $144,924 |
| 2023 | $2,554.00 (+1.07%) Homeowner's exemption | $87,400 (-) Land $17,300 Building $70,100 | $126,295 Land $24,999 Building $101,296 |
| 2022 | $2,527.00 Homeowner's exemption | $87,400 Land $17,300 Building $70,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 246 W 18th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 246 W 18th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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