246 Valley Way, Lima, OH 45804 Property Records

Allen County property record for 246 Valley Way, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft · built 1975
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Jun 2005)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-3309-05-001.000`

Property Details

APN / Parcel Number

Primary APN	`37-3309-05-001.000`
Alternative APN	`H2737330905001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,266 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	234 sqft
Patio Area	18 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	246 VALLEY WAY
City	LIMA
State	OH
Zip	45804-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB HILLS NO 7B LOT 26263 JOINT TEN FF 113.99
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	26263
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3000
Census Tract	11301

Owner

246 Valley Way is owned and occupied by two individuals who bought it in June 2005.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 VALLEY WAY, LIMA, OH 45804-3538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PANDORA
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PANDORA
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2005 · Amount on File
Deed Sale	Jun 28, 2005 · Amount on File
Prior Sale	Jan 26, 1988 · Amount on File
Deed Document Number	200510807
Deed Book / Page	943 / 335
Prior Transfer Date	Jun 24, 2005
Prior Transfer Doc	0000010808
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	246 VALLEY WAY, LIMA, OH 45804-3538
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10240012279
Date	Oct 24, 2022
Book Page	2022/12279
Instrument	202210240012279

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	246 VALLEY WAY, LIMA, OH 45804-3538
Document Number	0000009463
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 VALLEY WAY LIMA OH 458043538, LIMA, OH 45804-3538

Mortgage

Document Number	0000009463
Date	Aug 12, 2020
Instrument	9463

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 11, 2025

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	246 VALLEY WAY, LIMA, OH 45804-3538
Document Number	0000007093
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 VALLEY WAY LIMA OH 458043538, LIMA, OH 45804-3538

Mortgage

Document Number	0000007093
Date	Jun 29, 2020
Instrument	7093

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	246 VALLEY WAY, LIMA, OH 45804-3538
Document Number	0000010393
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 VALLEY WAY LIMA OH 458043538, LIMA, OH 45804-3538

Mortgage

Document Number	0000010393
Date	Sep 12, 2018
Instrument	10393

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 11, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 246 Valley Way was $3,466, down 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 (-0.6%)	$79,700 (-) Land $12,990 Building $66,710	$227,700 (-) Land $37,100 Building $190,600
2024	$3,487.00 (+14.67%) Homeowner's exemption	$79,700 (+18.04%) Land $12,990 Building $66,710	$227,700 Land $37,100 Building $190,600
2023	$3,041.00 (+1.54%) Homeowner's exemption	$67,520 (+2.66%) Land $10,990 Building $56,530
2022	$2,995.00 Homeowner's exemption	$65,770 Land $10,990 Building $54,780
2021			$192,900 Land $31,400 Building $161,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 246 Valley Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Valley Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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