246 Up Mountain Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 246 Up Mountain Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,707 sqft · built 1902
Lot Size	0.641 acres (27,900 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Nov 2019)
Tax Bill	$25,487 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-00602-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`13-00602-0000-00008`
Alternative APN	`130060200008`

Interior

Stories	2 Stories
Building Area	2,707 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	27,900 sqft (0.641 acres)
Lot Dimensions	372 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130060200008
Street Address	246 UP MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	75X372 IRR
Legal Block	602
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4002
Census Tract	16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

246 Up Mountain Ave is owned by an individual who acquired it in September 2024.

Source: Essex County and Montclair Township records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	246 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage F&M BK
Nov 13, 2019	Grant Deed, Transfer · Conventional Mortgage F&M BK
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage F&M BK
May 4, 2017	Grant Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.
May 2, 2017	Grant Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	2019107051
Last Transfer Date	Sep 19, 2024
Transfer Doc	0000059134
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	246 UP MOUNTAIN AVENUE, MONTCLAIR, NJ 07043
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001617
Date	Jan 9, 2024
Instrument	2024001617

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	246 UP MOUNTAIN AVENUE, MONTCLAIR, NJ 07043
Document Number	0000099001
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431016, MONTCLAIR, NJ 07043-1016

Mortgage

Document Number	0000099001
Date	Oct 7, 2020
Instrument	99001

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 13, 2019
Property Address	246 UP MOUNTAIN AVENUE, MONTCLAIR, NJ 07043
Document Number	0000107051
Instrument Date	Oct 24, 2019
Instrument	107051
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431016, MONTCLAIR, NJ 07043-1016

Mortgage

Document Number	107052
Date	Nov 13, 2019
Instrument	107052

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	246 UP MOUNTAIN AVENUE, MONTCLAIR, NJ 07043
Document Number	0000107052
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431016, MONTCLAIR, NJ 07043-1016

Mortgage

Document Number	0000107052
Date	Nov 13, 2019
Instrument	107052

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 4, 2017
Property Address	246 UP MOUNTAIN AVENUE, MONTCLAIR, NJ 07043
Document Number	0000039141
Instrument Date	Apr 27, 2017
Instrument	39141
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Amount	Amount on Record
Tax	$475.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431016, MONTCLAIR, NJ 07043-1016

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 2, 2017
Property Address	246 UP MOUNTAIN AVENUE, MONTCLAIR, NJ 07043
Document Number	0000039141
Instrument Date	Apr 18, 2017
Instrument	39141
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Amount	Amount on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431016, MONTCLAIR, NJ 07043-1016

Tax Assessment & Valuation

The 2025 property tax bill for 246 Up Mountain Ave was $25,487, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,900 (-) Land $463,300 Building $261,600	$724,900 (-) Land $463,300 Building $261,600
2025	$25,487.00 (+3.32%)	$724,900 Land $463,300 Building $261,600	$724,900 Land $463,300 Building $261,600
2024	$24,668.00
2023		$724,900 (-) Land $463,300 Building $261,600	$724,900 (-) Land $463,300 Building $261,600
2022	$23,834.00 (+1.77%)	$724,900 Land $463,300 Building $261,600	$724,900 Land $463,300 Building $261,600
2021	$23,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Up Mountain Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Up Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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