Cabarrus County property record for 246 Union St N, Concord, NC 28025
| Property Type | Historical Building |
|---|---|
| Details | 3 bd · 3.5 ba · 2,889 sqft · built 1900 |
| Lot Size | 0.317 acres (13,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jun 2018) |
| Tax Bill | $3,283 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 60 9418 |
| Primary APN | 5621 60 9418 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,889 sqft Total Area |
| 1st Floor Area | 1,768 sqft |
| Upper Floors Area | 640 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,774 sqft (0.317 acres) |
| Lot Dimensions | 194 ft deep x 71 ft wide |
| Garage Area | 640 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 481 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 123879 |
|---|---|
| Street Address | 246 UNION ST N |
| City | CONCORD |
| State | NC |
| Zip | 28025-4736 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Historical Building |
| Local Zoning Code | RM-1 |
| Legal Description | EAST SIDE UNION ST |
| Legal Subdivision | NORTH HISTORIC CONCORD |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
246 Union St N, a historical building, is owned by two individuals who bought it in June 2018.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 UNION ST N, CONCORD, NC 28025-4736 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 1, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Prior Sale | Jun 1, 2018 · Amount on File |
| Deed Book / Page | 13050 / 171 |
| Prior Transfer Date | Nov 28, 2005 |
| Prior Transfer Doc | 6395000258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 246 UNION ST N, CONCORD, NC 28025-4736 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000150691 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 15069/1 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 20, 2018 |
| Property Address | 246 UNION ST N, CONCORD, NC 28025-4736 |
| Document Number | 0013050171 |
| Book / Page | 13050 / 0171 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7110 EDENBRIDGE LN, 7110, CHARLOTTE, NC 28226-3118 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 246 UNION ST N, CONCORD, NC 28025-4736 |
| Document Number | 0013050176 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 13050/176 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 1, 2018 |
| Property Address | 246 UNION ST N, CONCORD, NC 28025-4736 |
| Document Number | 1302520 |
| Book / Page | 013025 / 000020 |
| Instrument Date | May 31, 2018 |
| Instrument | 13033 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $152.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7110 EDENDERRY DR CHARLOTTE NC 282703806, CHARLOTTE, NC 28270-3806 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,830 (-) Land $102,560 Building $250,270 | ||
| 2025 | $352,830 Land $102,560 Building $250,270 | ||
| 2024 | $352,830 (+31.12%) Land $102,560 Building $250,270 | ||
| 2023 | $3,283.00 Additional exemption filed | $269,090 Land $91,160 Building $177,930 | $269,090 Land $91,160 Building $177,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 Union St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 Union St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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