Rankin County property record for 246 Terrace Dr, Brandon, MS 39042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,392 sqft · built 1997 |
| Lot Size | 0.155 acres (6,789 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Dec 2022 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | H09C000015 00240 |
| Primary APN | H09C000015 00240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,392 sqft Adjusted Area |
| 1st Floor Area | 2,018 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 6,789 sqft (0.155 acres) |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 55589 |
|---|---|
| Street Address | 246 TERRACE DR |
| City | BRANDON |
| State | MS |
| Zip | 39042-2338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 THE TERRACES OF CROSSGATES |
| Legal Range | 03E |
| Legal Township | 05N |
| Legal Section | 08 |
| Legal Subdivision | TERRACES OF CROSSGATES |
| Legal Lot Number | 24 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 4 |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 20208 |
Source: Rankin County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 246 TERRACE DR, BRANDON, MS 39042-2338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 29, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2023 |
| Deed Sale | Oct 6, 2023 |
| Prior Sale | Nov 1, 2022 |
| Deed Book / Page | 2023 / 23152 |
| Prior Transfer Date | Dec 29, 2022 |
| Prior Transfer Doc | 0000031179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 246 TERRACE DR, BRANDON, MS 39042-2338 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011032 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 3021/11032 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Dec 29, 2022 |
| Property Address | 246 TERRACE DR, BRANDON, MS 39042-2338 |
| Document Number | 0000031179 |
| Book / Page | 2022 / 31179 |
| Instrument Date | Dec 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 TERRACE DR, BRANDON, MS 39042-2338 |
| Name | Verified Name |
|---|
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Brandon City |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (-31.07%) Homeowner's exemption Senior Citizen's exemption | $22,505 (+4.92%) | |
| 2024 | $2,678.00 (+77.82%) | $225,050 (+4.92%) Land $35,000 Building $190,050 | |
| 2023 | $21,450 | ||
| 2021 | $214,500 Land $35,000 Building $179,500 | ||
| 2019 | $1,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (1981–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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