Contra Costa County property record for 246 Summerfield Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,180 sqft · built 1980 |
| Lot Size | 0.097 acres (4,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Nov 2014) |
| Tax Bill | $4,906 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-203-012-5 |
| Primary APN | 093-203-012-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,242 sqft (0.097 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 246 SUMMERFIELD DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T05573 L0055 B |
| Legal Subdivision | SUBDIVISION 5573 |
| Legal Tract | 05573 |
| Legal Lot Number | 55 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 314105 |
Source: Contra Costa County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 SUMMERFIELD DR, BAY POINT, CA 94565-3263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage SEMPER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 5, 2014 · Amount on Record |
| Deed Sale | Nov 5, 2014 · Amount on Record |
| Prior Sale | Jan 6, 2009 · Amount on Record |
| Deed Document Number | 2014191184 |
| Prior Transfer Date | Jul 17, 2006 |
| Prior Transfer Doc | 0000235258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 246 SUMMERFIELD DR, BAY POINT, CA 94565-3263 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 246 SUMMERFIELD DR, BAY POINT, CA 94565-3263 |
| Document Number | 0000090548 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-090548 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 246 SUMMERFIELD DR, BAY POINT, CA 94565-3263 |
| Document Number | 0000072678 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 246 SUMMERFIELD DR BAY POINT CA 945653263, BAY POINT, CA 94565-3263 |
| Document Number | 0000072678 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 72678 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02907 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $361,624 (+2%) Land $183,876 Building $177,748 | |
| 2025 | $4,906.00 (+5.01%) Homeowner's exemption | $354,534 (+4.04%) Land $180,271 Building $174,263 |
| 2023 | $4,672.00 (+0.71%) Homeowner's exemption | $340,770 Land $173,272 Building $167,498 |
| 2022 | $4,639.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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