Cayuga County and Genoa Town property record for 246 State Rte 34, Locke, NY 13092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,688 sqft · built 1850 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,504 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053000 249.00-1-5 |
| Primary APN | 053000 249.00-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| 2nd Floor Area | 1,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 1,026 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06056010 |
|---|---|
| Street Address | 246 STATE ROUTE 34 |
| City | LOCKE |
| State | NY |
| Zip | 13092-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G00 |
| Legal Description | SM CC-17,84-65 |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | GENOA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 41001 |
Source: Cayuga County and Genoa Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 246 STATE ROUTE 34, LOCKE, NY 13092-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALTERNATIVE FCU |
| Jul 12, 2023 | Deed of Trust, Mortgage · Line of Credit ALTERNATIVE FCU |
| Jun 1, 2023 | Deed of Trust, Mortgage · Line of Credit ALTERNATIVE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 246 STATE ROUTE 34, LOCKE, NY 13092-3223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004692/84 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 4692/84 |
| Instrument | 2025-240674 |
| Name | ALTERNATIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 246 STATE ROUTE 34, LOCKE, NY 13092-3223 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004373/121 |
|---|---|
| Date | Jul 12, 2023 |
| Book Page | 4373/121 |
| Instrument | 2023-222811 |
| Name | ALTERNATIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 1, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 246 STATE ROUTE 34, LOCKE, NY 13092-3223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004359/238 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 4359/238 |
| Instrument | 2023-222017 |
| Name | ALTERNATIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 1, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Cayuga County and Genoa Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Genoa Town |
| Unified School District | Southern Cayuga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,504.00 (+17.76%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,674.00 (+11.15%) Homeowner's exemption Senior Citizen's exemption | $239,900 (-) Land $32,500 Building $207,400 | $319,867 (+17.33%) Land $43,333 Building $276,534 |
| 2024 | $4,205.00 (+169.38%) | ||
| 2023 | $239,900 Land $32,500 Building $207,400 | $272,614 Land $36,932 Building $235,682 | |
| 2020 | $1,561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Verizon Fiber | 980 / 880 |
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