Hampden County and Monson Town property record for 246 State Ave, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,899 sqft · built 1910 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,840 (2026) |
| Deeds & Mortgages | May 2021 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MONS M:087 B:019 |
| Primary APN | MONS M:087 B:019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Living Area |
| Gross Area | 3,385 sqft |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 1,062 sqft |
| Unfinished Basement | 1,062 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 246 STATE AVE |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-1872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Block | 19 |
| Jurisdiction | MONSON MA |
| Township / Civil Division | MONSON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 813702 |
246 State Ave is owned and occupied by two individuals.
Source: Hampden County and Monson Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 STATE AVE, PALMER, MA 01069-1872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH BROOKFIELD SAVINGS BANK |
| Jul 11, 2017 | Deed of Trust, Mortgage MONSON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONSON MA |
| Property Address | 246 STATE AVE, PALMER, MA 01069-1872 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23869-60 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 23869/60 |
| Instrument | 31207 |
| Name | NORTH BROOKFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONSON MA |
| Property Address | 246 STATE AVE, PALMER, MA 01069-1872 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21759-220 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 21759/220 |
| Instrument | 38652 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 246 State Ave was $3,840, up 3% from the year before.
Source: Hampden County and Monson Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Monson Town |
| Unified School District | Monson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,840.00 (+2.98%) | $268,500 (+7.06%) Land $51,900 Building $216,600 | $278,689 (+2.07%) |
| 2025 | $3,729.00 | $250,800 Land $48,500 Building $202,300 | $273,030 |
| 2023 | $3,369.00 | $212,400 Land $48,500 Building $163,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 State Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 State Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONSON WATER AND SEWER DEPT serves 4,222 people · EPA ID MA1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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