246 St Johns Way Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 246 St Johns Way Rd, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,030 sqft · built 2021
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$2,381 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65-11-20`

Property Details

APN / Parcel Number

Primary APN	`65-11-20`
Alternative APN	`125509`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	2,030 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	125509
Street Address	246 ST JOHNS WAY RD
City	CHILHOWIE
State	VA
Zip	24319-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOHNS CROSSING LOT 20 65 11 20
Legal Subdivision	JOHNS CROSSING
Legal Lot Number	20
Jurisdiction	SMYTH VA
Township / Civil Division	CHILHOWIE
Census Block Group	3
Census Block	3008
Census Tract	30702

Owner

246 St Johns Way Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Smyth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE BANK OF MARION REGIONAL MORTGAGE CEN
Nov 5, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 12, 2020	Warranty Deed, Transfer · Closed-End Mortgage THE BANK OF MARION REGIONAL MORTGAG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Jun 12, 2020 · Amount on File
Deed Document Number	20212903
Deed Book / Page	1076 / 502
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Recording Date	May 14, 2026
Property Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136
Document Number	0000001084
Book / Page	1113 / 4572
Instrument Date	May 8, 2026
Instrument	20261084
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136

Mortgage

Document Number	0000001084,
Date	May 14, 2026
Book Page	1113/4572
Instrument	20261084

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001109/46
Date	Dec 19, 2023
Book Page	1109/46
Instrument	230002783

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01056/1001
Date	Sep 23, 2020
Book Page	1056/1001
Instrument	200002245

Lender

Name	THE BANK OF MARION REGIONAL MORTGAGE CEN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

Interest

Rate Type	Fixed Rate
Rate	4.74%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Nov 5, 2021
Property Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136
Document Number	001076/502
Book / Page	1076 / 502
Instrument Date	Nov 4, 2021
Instrument	210002903
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136

Mortgage

Document Number	0210002904
Date	Nov 5, 2021
Instrument	210002904

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Jun 12, 2020
Property Address	246 ST JOHNS WAY RD, CHILHOWIE, VA 24319-1136
Document Number	001052/388
Book / Page	1052 / 388
Instrument Date	Apr 28, 2020
Instrument	200001341
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 311, CHILHOWIE, VA 24319-0311

Mortgage

Document Number	0200001342
Date	Jun 12, 2020
Instrument	200001342

Lender

Name	THE BANK OF MARION REGIONAL MORTGAG

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 246 St Johns Way Rd was $2,381, up 16.9% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,381.00 (+16.94%)	$345,200 (-) Land $49,800 Building $295,400	$345,200 (-) Land $49,800 Building $295,400
2025	$2,036.00	$345,200 Land $49,800 Building $295,400	$345,200 Land $49,800 Building $295,400
2023	$2,152.00	$290,900 Land $26,800 Building $264,100	$290,900 Land $26,800 Building $264,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 St Johns Way Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2019–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 St Johns Way Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090
Water Source	Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP
Last State Inspection	Aug 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

May also be available: SmythNet, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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