246 Spec Ln, Crescent City, FL 32112 Property Records

Putnam County property record for 246 Spec Ln, Crescent City, FL 32112

Property Summary

Property Type	Mobile Home
Details	1,012 sqft · built 1985
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2025)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Dec 2025 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-27-0000-001.0-206.0`

Property Details

APN / Parcel Number

Primary APN	`03-12-27-0000-001.0-206.0`
Alternative APN	`89456`

Interior

Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1985
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	108 ft deep x 160 ft wide
Porch	Porch
Porch Area	528 sqft

Location & Zoning

Account Number	89456
Street Address	246 SPEC LN
City	CRESCENT CITY
State	FL
Zip	32112-4167
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF E1/2 OF NE1/4 OR295 P581
Legal Range	27E
Legal Township	12S
Legal Section	03
Legal Subdivision	LAKE CRESCENT ESTATE
Legal Lot Number	206
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	5
Census Block	5007
Census Tract	951200

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 SPEC LN, CRESCENT CITY, FL 32112-4167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Warranty Deed, Transfer UNKNOWN, PREMIER TITLE PARTNERS
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 22, 2019	Correction Deed GULLETT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	202554033951
Deed Book / Page	1845 / 599
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 8, 2025
Property Address	246 SPEC LN, CRESCENT CITY, FL 32112-4167
Document Number	0018450599
Book / Page	1845 / 599
Instrument Date	Dec 8, 2025
Instrument	202554033951
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	UNKNOWN, PREMIER TITLE PARTNERS

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7051 SOLOMON RD, JACKSONVILLE, FL 32234-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 SPEC LN, CRESCENT CITY, FL 32112-4167

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 2, 2021
Property Address	246 SPEC LN, CRESCENT CITY, FL 32112-4167
Document Number	0016260327
Book / Page	1626 / 327
Instrument Date	Jun 30, 2021
Instrument	202154014899
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 SHORESIDE TRL, 101, CRESCENT CITY, FL 32112-5007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 SPEC LN, CRESCENT CITY, FL 32112-4167

Mortgage

Document Number	1626329
Date	Jul 2, 2021
Instrument	1626/329

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 22, 2019
Property Address	246 SPEC LN, CRESCENT CITY, FL 32112-4167
Document Number	0015520653
Book / Page	001552 / 000653
Instrument Date	Aug 21, 2019
Instrument	54015218
Record Updated	Sep 13, 2019
Title Company	GULLETT TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 SHORESIDE TRL CRESCENT CITY FL 321125007, CRESCENT CITY, FL 32112-5007

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,048.00 (+13.05%) Homeowner's exemption	$83,890 (+2.89%)	$98,130 (-7.28%) Land $21,810 Building $76,320
2024	$927.00 (+4.51%) Homeowner's exemption	$81,530 (+2.99%)	$105,830 (+7.18%) Land $21,810 Building $84,020
2023	$887.00 (+7.26%) Homeowner's exemption	$79,160 (+2.99%)	$98,740 (+28.47%) Land $21,810 Building $76,930
2022	$827.00 Homeowner's exemption	$76,860	$76,860 Land $12,780 Building $64,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2001–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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