246 Silver St, Elko, NV 89801 Property Records

Elko County property record for 246 Silver St, Elko, NV 89801

Property Summary

Property Type	Fast Food Restaurant
Details	9,447 sqft · built 1909
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on Record
Tax Bill	$4,760 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`001-334-002`

Property Details

APN / Parcel Number

Primary APN	`001-334-002`

Interior

Units	2 Units
Stories	2 Stories
Building Area	10,947 sqft Gross Area
Basement Area	1,500 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Canopy	336 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	246 SILVER ST
City	ELKO
State	NV
Zip	89801-3655
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	ZGI
Legal Description	ELKO CITY FILE 1 ALSO THE FOLLOWING DESCRIBED PIECE OF PROPERTY PER ELKO CITY RESOLUTION 5-12, RECORDED AS DOC NUM 655400 AND WHICH VACATED A PORTION OF RIVER ST TO THIS PARCEL: BEG AT THE MOST ELY COR OF SAID LOT 24, BLK V, CITY OF ELKO, A PT BEING
Legal Subdivision	CITY/ELKO
Legal Block	V
Legal Lot Number	23,24
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2017
Census Tract	951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	246 SILVER ST, ELKO, NV 89801-3655
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jun 8, 2018	Deed of Trust, Mortgage RICH B GRANT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	246 SILVER ST, ELKO, NV 89801-3655
Document Number	0000779688
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	246 SILVER ST ELKO NV 898013655, ELKO, NV 89801-3655

Mortgage

Document Number	0000779688
Date	Dec 30, 2020
Instrument	779688

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	ELY, NV 89301

Agreement

Amount	Amount Recorded

Interest

Rate	5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	246 SILVER ST, ELKO, NV 89801-3655
Document Number	0000741685
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	246 SILVER ST ELKO NV 898013655, ELKO, NV 89801-3655

Mortgage

Document Number	0000741685
Date	Jun 8, 2018
Instrument	741685

Lender

Name	RICH B GRANT
Address	910 W 24TH ST, OGDEN, UT 84401-1233

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,760.00 (+0.61%)	$130,028 (+1.3%) Land $19,978 Building $110,049	$371,509 (+1.31%) Land $57,080 Building $314,426
2025	$4,731.00 (+9.26%)	$128,353 (-6.84%)	$366,723 (-6.84%)
2023	$4,330.00 (-2.1%)	$137,783 (+14.06%) Land $15,400 Building $122,383	$393,666 (+14.06%) Land $44,000 Building $349,666
2022	$4,423.00	$120,803 Land $15,400 Building $105,403	$345,151 Land $44,000 Building $301,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2005–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 40% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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