Lowndes County property record for 246 Sherman Cir, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 7,851 sqft · built 1988 |
| Lot Size | 8.6 acres (374,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Feb 2021) |
| Tax Bill | $6,418 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48W030007100 |
| Primary APN | 48W030007100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Building Area | 7,851 sqft Adjusted Area |
| 1st Floor Area | 5,049 sqft |
| 2nd Floor Area | 2,061 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 374,616 sqft (8.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 246 SHERMAN CIR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-3048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NW4 246 SHERMAN CIRCLE 6B |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 35 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 301 |
246 Sherman Cir is owned and occupied by two individuals who bought it in February 2021.
Source: Lowndes County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 SHERMAN CIR, COLUMBUS, MS 39705-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SYNOVUS BANK |
| Feb 8, 2021 | Warranty Deed, Transfer |
| Mar 27, 2020 | Deed of Trust, Mortgage BANCORPSOUTH |
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2021 · Amount on File |
| Deed Sale | Feb 8, 2021 · Amount on File |
| Deed Document Number | 2021 |
| Deed Book / Page | 2021 / 1003 |
| Prior Transfer Date | Oct 22, 2014 |
| Prior Transfer Doc | 00201408187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 246 SHERMAN CIR, COLUMBUS, MS 39705-3048 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020213671 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 2021/3671 |
| Name | SYNOVUS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 8, 2021 |
| Property Address | 246 SHERMAN CIR, COLUMBUS, MS 39705-3048 |
| Document Number | 0020211003 |
| Book / Page | 2021 / 1003 |
| Instrument Date | Jan 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 SHERMAN CIR, COLUMBUS, MS 39705-3048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 246 SHERMAN CIR, COLUMBUS, MS 39705-3048 |
| Document Number | 0020200877 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 56 STAMFORD ST #403 ASHEVILLE NC 288032882, 403, ASHEVILLE, NC 28803-2882 |
| Document Number | 0020200877 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 002020/000877 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Amount | Amount on Record |
|---|---|
| Term | 156 Months |
| Due | Apr 14, 2033 |
| Rate | 3.31% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 246 SHERMAN CIR, COLUMBUS, MS 39705-3048 |
| Document Number | 0020202631 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 56 STAMFORD ST #403 ASHEVILLE NC 288032882, 403, ASHEVILLE, NC 28803-2882 |
| Document Number | 0020202631 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 002020/022631 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Sep 10, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 246 Sherman Cir was $6,418 with a homeowner's exemption, up 1.9% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,418.00 (+1.89%) Homeowner's exemption | $59,720 | $597,200 Land $56,400 Building $540,800 |
| 2024 | $6,299.00 (+14.88%) | ||
| 2023 | $5,483.00 Homeowner's exemption | $51,824 | $518,240 Land $56,400 Building $461,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 246 Sherman Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 Sherman Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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