Putnam County property record for 246 Shady Ln, Winfield, WV 25213 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,848 sqft · built 1979 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $311,000 (Jul 2022) |
| Tax Bill | $1,680 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 11-172-0020.0000 |
| Primary APN | 11-172-0020.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00018663 |
|---|---|
| Street Address | 246 SHADY LN |
| City | WINFIELD |
| State | WV |
| Zip | 25213-7374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 AC BIG HURRICANE CRK |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20300 |
Source: Putnam County records · APN 11-172-0020.0000
Assessment roll updated December 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 246 SHADY LN, WINFIELD, WV 25213-7374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES |
| May 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE AMERICA MTG LLC |
| Dec 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND |
| Jul 29, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 29, 2022 | Intrafamily Transfer, Transfer BESTITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Book / Page | 608 / 423 |
| Prior Transfer Date | Jul 09, 2022 |
| Prior Transfer Doc | 0608000420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 246 SHADY LN, WINFIELD, WV 25213-7374 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | BESTITLE |
| Name | Verified Name |
|---|
| Document Number | 001248/148 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 1248/148 |
| Instrument | 004861300010 |
| Name | AMERICAN FINANCIAL RESOURCES |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 246 SHADY LN, WINFIELD, WV 25213-7374 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001213/129 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 1213/129 |
| Instrument | 004623430017 |
| Name | FINANCE AMERICA MTG LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 246 SHADY LN, WINFIELD, WV 25213-7374 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001308/465 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 1308/465 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Jul 29, 2022 |
| Property Address | 246 SHADY LN, WINFIELD, WV 25213-7374 |
| Document Number | 000608/423 |
| Book / Page | 608 / 423 |
| Map Reference | DB 227 PG 697 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 005288550003 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | BESTITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,368.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 SHADY LN, WINFIELD, WV 25213-7374 |
| Document Number | 001328/766 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 1328/766 |
| Instrument | 005288560013 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Jul 29, 2022 |
| Property Address | 246 SHADY LN, WINFIELD, WV 25213-7374 |
| Document Number | 000608/420 |
| Book / Page | 608 / 420 |
| Map Reference | DB 227 PG 697 |
| Instrument Date | Jun 09, 2022 |
| Instrument | 005288540003 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | BESTITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Putnam County records · Assessment roll updated December 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,680.00 (+15.46%) | $132,960 (+11.02%) Land $22,920 Building $110,040 | $221,600 (+11.02%) Land $38,200 Building $183,400 |
| 2023 | $1,455.00 (+2.18%) | $119,760 (+1.32%) Land $22,920 Building $96,840 | $199,600 (+1.32%) Land $38,200 Building $161,400 |
| 2022 | $1,424.00 | $118,200 Land $24,120 Building $94,080 | $197,000 Land $40,200 Building $156,800 |
Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790203003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force 8 of 9 on primary residences |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 2018, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 37% of the US · above 50% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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