246 Seneca Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 246 Seneca Dr, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1957
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Jul 2026)
Tax Bill	$7,089 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-32178-600`

Property Details

APN / Parcel Number

Primary APN	`05-32178-600`
Alternative APN	`0207 00053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,160 sqft
1st Floor Area	1,148 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	149 ft deep x 88 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Deck Area	484 sqft
Patio Area	508 sqft
Poultry House	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	246 SENECA DR
City	LANCASTER
State	OH
Zip	43130-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANK L GORSUCH SENECA HEIGHTS ADD NO 2 LOT 24
Legal Subdivision	SENECA HEIGHTS ADD
Legal Lot Number	24
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1021
Census Tract	31401

Owner

Source: Fairfield County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 SENECA DR, LANCASTER, OH 43130-1842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage CASON HOME LOANS
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit PATHWAYS FINANCIAL CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Jun 5, 2013 · Amount on Record
Deed Document Number	202612162
Prior Transfer Date	Sep 6, 2012
Prior Transfer Doc	0000016988
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 14, 2026
Property Address	246 SENECA DR, LANCASTER, OH 43130-1842
Document Number	0000012162
Instrument Date	Jun 4, 2026
Instrument	202612162
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120,392.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 SENECA DR, LANCASTER, OH 43130-1842

Mortgage

Document Number	0000012163,
Date	Jul 14, 2026
Instrument	202612163

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.87%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	246 SENECA DR, LANCASTER, OH 43130-1842
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026775
Date	Nov 23, 2020
Instrument	202000026775

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	246 SENECA DR, LANCASTER, OH 43130-1842
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011619
Date	Jun 6, 2022
Instrument	202200011619

Lender

Name	PATHWAYS FINANCIAL CU INC
Type	Credit Union
Address	COLUMBUS, OH 43228

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,089.00 (+284.23%)	$78,860 (+55.39%) Land $23,020 Building $55,840	$225,300 (+55.36%) Land $65,770 Building $159,530
2023	$1,845.00 Homeowner's exemption	$50,750 (-) Land $12,580 Building $38,170
2022	Homeowner's exemption	$50,750 Land $12,580 Building $38,170	$145,020 Land $35,950 Building $109,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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