Mineral County property record for 246 Saint Cloud St, Keyser, WV 26726 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1900 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Feb 2023) |
| Tax Bill | $382 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-6-0168.0000 |
| Primary APN | 07-6-0168.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,311 sqft (0.076 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 246 SAINT CLOUD ST |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30' WS/MCCOOLE RESERVATION |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 10600 |
Source: Mineral County records · APN 07-6-0168.0000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 246 SAINT CLOUD ST, KEYSER, WV 26726-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK |
| Feb 23, 2023 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Deed Document Number | 0000402750 |
| Deed Book / Page | 402 / 750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Recording Date | Jul 21, 2026 |
| Property Address | 246 SAINT CLOUD ST, KEYSER, WV 26726-2724 |
| Document Number | 0000218353 |
| Book / Page | 677 / 793 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 2026218353 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 SAINT CLOUD ST, KEYSER, WV 26726-2724 |
| Document Number | 0000218353, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 677/793 |
| Instrument | 2026218353 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MINERAL WV |
| Recording Date | Feb 23, 2023 |
| Property Address | 246 SAINT CLOUD ST, KEYSER, WV 26726-2724 |
| Document Number | 000402/750 |
| Book / Page | 402 / 750 |
| Map Reference | DB 236 PG 471 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 197736 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $939.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1500 BEACON ST, KEYSER, WV 26726-2009 |
| Document Number | 0000197737 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 197737 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: Mineral County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Municipality | Keyser City |
| Unified School District | Mineral County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382.00 (+13.69%) Homeowner's exemption | $44,400 (+7.09%) Land $2,700 Building $41,700 | $74,000 (+7.09%) Land $4,500 Building $69,500 |
| 2023 | $336.00 (-1.75%) Homeowner's exemption | $41,460 (-0.86%) Land $2,700 Building $38,760 | $69,100 (-0.86%) Land $4,500 Building $64,600 |
| 2022 | $342.00 Homeowner's exemption | $41,820 Land $2,700 Building $39,120 | $69,700 Land $4,500 Building $65,200 |
Source: FEMA National Flood Hazard Layer, Mineral County (54057C), updated March 19, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540570106002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1978–2009) |
| Most Recent Claim | Jun 2009 |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 451 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
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