246 Saddlehorn Dr, Eureka, MT 59917 Property Records

Lincoln County property record for 246 Saddlehorn Dr, Eureka, MT 59917

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1999
Lot Size	7.27 acres (316,681 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,664 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2019 Mortgage + 1 more
APN	`R738471`

Property Details

APN / Parcel Number

Primary APN	`R738471`
Alternative APNs	`56-4823-12-1-01-40-0000` `0000055716`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	316,681 sqft (7.27 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	32 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000055716
Street Address	246 SADDLEHORN DR
City	EUREKA
State	MT
Zip	59917-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN AIR, S12, T36 N, R27 W, LOT 5, ACRES 7.27, PM 7091
Legal Range	27W
Legal Township	36N
Legal Section	12
Legal Subdivision	MOUNTAIN AIR
Legal Lot Number	5
Jurisdiction	LINCOLN MT
Township / Civil Division	EUREKA
Census Block Group	4
Census Block	4070
Census Tract	401

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 AMBASSADOR DR, HENDERSON, NV 89002-9627
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	246 SADDLEHORN DR, EUREKA, MT 59917-9344
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000373/351
Date	Aug 10, 2018
Book Page	373/351
Instrument	275465

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	246 SADDLEHORN DR, EUREKA, MT 59917-9344
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000379/261
Date	Sep 30, 2019
Book Page	379/261
Instrument	281992

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	246 SADDLEHORN DR, EUREKA, MT 59917-9344
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000396/430
Date	Apr 18, 2022
Book Page	396/430
Instrument	300273

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Elementary School District	Eureka Elementary School District (PK - 08)
Secondary School District	Lincoln County High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,664.00 (+112.39%)	$658,973 (+76.19%)
2025			$658,973 (+76.19%) Land $146,473 Building $512,500
2023	$2,196.00	$374,013	$374,013 Land $100,233 Building $273,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000

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