Madison County property record for 246 Saddlebrook Dr, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,778 sqft · built 1995 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $376,250 (Aug 2007) |
| Tax Bill | $4,300 (2022) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057044I B 03300 |
| Primary APN | 057044I B 03300 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,778 sqft Living Area |
| 1st Floor Area | 1,845 sqft |
| Upper Floors Area | 1,131 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 140 sqft |
| Patio Area | 1,192 sqft |
| Utility Building | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 246 SADDLEBROOK DR |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-2041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03 ANNEX 4-9-96, COUNTY AREA: D26 |
| Legal Subdivision | SADDLEBROOK |
| Legal Block | 3 |
| Legal Lot Number | 303 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1605 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 246 SADDLEBROOK DR, JACKSON, TN 38305-2041 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit LEADERS CU |
| Apr 21, 2020 | Deed of Trust, Mortgage LEADERS CU |
| Feb 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI LEADERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2007 · Amount on Record |
| Deed Sale | Aug 29, 2007 · Amount on Record |
| Prior Sale | Jun 30, 2000 · Amount on Record |
| Deed Document Number | 0006891387 |
| Deed Book / Page | 689 / 1387 |
| Last Transfer Date | Aug 30, 2007 |
| Transfer Doc | 0000014902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 246 SADDLEBROOK DR, JACKSON, TN 38305-2041 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | T2229/1867 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | T2229/1867 |
| Instrument | 23008059 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 6, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 246 SADDLEBROOK DR, JACKSON, TN 38305-2041 |
| Document Number | 0000008170 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 246 SADDLEBROOK DR JACKSON TN 383052041, JACKSON, TN 38305-2041 |
| Document Number | 0000008170 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 0T2127/001405 |
| Instrument | 8170 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 6, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 246 SADDLEBROOK DR, JACKSON, TN 38305-2041 |
| Document Number | 0000001479 |
| Book / Page | 0T2064 / 001438 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 246 SADDLEBROOK DR JACKSON TN 383052041, JACKSON, TN 38305-2041 |
| Document Number | 0000001479 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 0T2064/001438 |
| Instrument | 1479 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 13, 2038 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $123,375 (-) Land $17,100 Building $106,275 | ||
| 2023 | $123,375 Land $17,100 Building $106,275 | ||
| 2022 | $4,300.00 | $493,500 Land $68,400 Building $425,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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