246 Saddleback Dr, Speedwell, VA 24374 Property Records

Wythe County property record for 246 Saddleback Dr, Speedwell, VA 24374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,345 sqft · built 2006
Lot Size	6.71 acres (292,288 sqft)
Owner	Individual Name on Record
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Jun 2023 Refinance Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`79-5-1`

Property Details

APN / Parcel Number

Primary APN	`79-5-1`
Alternative APNs	`079-005-0000-0001` `20072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,345 sqft Living Area
Basement Area	1,968 sqft
Finished Basement	1,968 sqft
Unfinished Basement	3,345 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Metal
Lot Area	292,288 sqft (6.71 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Patio
Porch Area	351 sqft
Deck Area	314 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	20072
Street Address	246 SADDLEBACK DR
City	SPEEDWELL
State	VA
Zip	24374-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRIPPLE CREEK
Legal Subdivision	JOE C CAUDILL PROP
Jurisdiction	WYTHE VA
Township / Civil Division	SPEEDWELL
Census Block Group	1
Census Block	1076
Census Tract	50302

Owner

Source: Wythe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 SADDLEBACK DR, SPEEDWELL, VA 24374-3654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 31, 2017	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Jun 2, 2017	Deed of Trust, Mortgage · ARM LOW VA RATES LLC
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit TRULIANT FEDERAL CREDIT UNION
Sep 2, 2021	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYTHE VA
Property Address	246 SADDLEBACK DR, SPEEDWELL, VA 24374-3654
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001408
Date	Jun 1, 2023
Instrument	230001408

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYTHE VA
Property Address	246 SADDLEBACK DR, SPEEDWELL, VA 24374-3654
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	NEW CENTURY TITLE AND SETTLEMENT, NEW CENTURY TITLE & STLMNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000298
Date	Jan 31, 2017
Instrument	170000298

Lender

Name	STEARNS LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYTHE VA
Property Address	246 SADDLEBACK DR, SPEEDWELL, VA 24374-3654
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001505
Date	Jun 2, 2017
Instrument	170001505

Lender

Name	LOW VA RATES LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYTHE VA
Property Address	246 SADDLEBACK DR, SPEEDWELL, VA 24374-3654
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003047
Date	Nov 1, 2019
Instrument	190003047

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WYTHE VA
Recording Date	Sep 2, 2021
Property Address	246 SADDLEBACK DR, SPEEDWELL, VA 24374-3654
Document Number	0210002798
Instrument Date	Aug 3, 2021
Instrument	210002798
Transaction Type	Foreclosure
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 SADDLEBACK DR, SPEEDWELL, VA 24374-3654

Tax Assessment & Valuation

Source: Wythe County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wythe County
Unified School District	Wythe County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,898.00	$568,300 Land $52,900 Building $515,400	$568,300 Land $52,900 Building $515,400
2024	$2,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1989–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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