246 S Peach St, Fruita, CO 81521 Property Records

Mesa County property record for 246 S Peach St, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1971
Lot Size	0.149 acres (6,483 sqft)
Owner	Individual Name on Record
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-173-02-013`

Property Details

APN / Parcel Number

Primary APN	`2697-173-02-013`
Alternative APN	`R012358`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,483 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R012358
Street Address	246 S PEACH ST
City	FRUITA
State	CO
Zip	81521-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 SCHWARTZ SUB + W 6FT OF VAC ALLEY ADJ ON EAST SEC 17 1N 2W
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	SCHWARTZ SUB
Legal Block	2
Legal Lot Number	26
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	3
Census Block	3038
Census Tract	1504

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 S PEACH ST, FRUITA, CO 81521-2617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2019	Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019
Deed Sale	May 30, 2019
Prior Sale	Sep 25, 1991 · Amount on Record
Deed Document Number	20192881591
Prior Transfer Date	May 22, 2019
Prior Transfer Doc	0002881591
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	246 S PEACH ST, FRUITA, CO 81521-2617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002914695
Date	Feb 24, 2020
Instrument	2914695

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MESA CO
Recording Date	May 30, 2019
Property Address	246 S PEACH ST, FRUITA, CO 81521-2617
Document Number	0002881591
Map Reference	MB 3 PG 7A
Instrument Date	May 22, 2019
Instrument	2881591
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 S PEACH ST, FRUITA, CO 81521-2617

Mortgage

Document Number	0002881592
Date	May 30, 2019
Instrument	2881592

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00 (+5.34%)	$15,640 (+3.64%) Land $6,250 Building $9,390	$250,250 (+11.12%) Land $100,000 Building $150,250
2024	$1,237.00 (+0.57%)	$15,090 (-) Land $6,620 Building $8,470
2023	$1,230.00 (+18.5%)	$15,090 (+20.53%) Land $6,620 Building $8,470	$225,210 (+25.07%) Land $98,860 Building $126,350
2022	$1,038.00	$12,520 Land $3,480 Building $9,040
2021			$180,060 Land $50,000 Building $130,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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