Warren County property record for 246 Ruth Dr, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,630 sqft · built 1961 |
| Lot Size | 0.214 acres (9,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Jul 1994) |
| Tax Bill | $3,021 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-107-002-0 |
| Primary APN | 04-25-107-002-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 9,280 sqft (0.214 acres) |
| Lot Dimensions | 116 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Deck Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2126605 |
|---|---|
| Street Address | 246 RUTH DR |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAYNE CREST PARK 5 LOT 365 |
| Legal Subdivision | LAYNE CREST PARK 5 |
| Legal Block | 605 |
| Legal Lot Number | 365 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 32502 |
Source: Warren County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 246 RUTH DR, FRANKLIN, OH 45005-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 1994 · Amount on Record |
| Deed Sale | Jul 29, 1994 · Amount on Record |
| Prior Sale | May 1, 1989 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 246 RUTH DR, FRANKLIN, OH 45005-2133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000001929 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-001929 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Franklin City |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,021.00 (+30.67%) | $58,890 (+33.58%) Land $15,750 Building $43,140 | $168,270 (+33.59%) Land $45,000 Building $123,270 |
| 2023 | $2,312.00 (+3.35%) Homeowner's exemption | $44,086 (-) Land $9,685 Building $34,401 | |
| 2022 | $2,237.00 Homeowner's exemption | $44,086 Land $9,685 Building $34,402 | $125,960 (-) Land $27,670 Building $98,290 |
| 2021 | $125,960 Land $27,670 Building $98,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: altafiber Network Solutions, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures