246 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 246 River St, Oneonta, NY 13820

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,308 sqft · built 1900
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$139,175 (Jun 2020)
Tax Bill$4,092 (2026)
Deeds & MortgagesDec 2017 Sale
Flood ZoneZone X (moderate risk)
APN361200 299.15-1-9.1

Property Details

APN / Parcel Number

Primary APN361200 299.15-1-9.1
Alternative APNs
  • 120029901500010090010000
  • 3911 2857

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,308 sqft Total Area
1st Floor Area804 sqft
2nd Floor Area504 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions130 ft deep x 128 ft wide
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2857
Street Address246 RIVER ST
CityONEONTA
StateNY
Zip13820-2242
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code230
Legal Block1
Legal Lot Number9.001
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1000
Census Tract591100

Owner

246 River St, a duplex, is owned and occupied by an individual who bought it in June 2020.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address246 RIVER ST, ONEONTA, NY 13820-2242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2020 · Amount on File
Deed SaleJun 29, 2020 · Amount on File
Prior SaleOct 18, 2002 · Amount on File
Deed Document Number20202599
Prior Transfer DateDec 10, 2012
Prior Transfer Doc2013000027
Record UpdatedOct 29, 2026

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateDec 20, 2017
Property Address246 RIVER ST, ONEONTA, NY 13820-2242
Document Number0000006217
Instrument DateOct 23, 2017
Instrument6217
Transaction TypeTransfer
Record UpdatedJan 9, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 RIVER ST ONEONTA NY 138202242, ONEONTA, NY 13820-2242

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,092.00 (+2.61%)
2025$3,988.00$104,000 (-) Land $23,100 Building $80,900$146,479 (+14.08%) Land $32,535 Building $113,944
2023$104,000 Land $23,100 Building $80,900$128,395 Land $28,519 Building $99,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 River St in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number