Wilkes County property record for 246 River Bend Ln, Hays, NC 28635
| Property Type | Mobile Home |
|---|---|
| Details | 1,540 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,600 (Aug 2026) |
| Tax Bill | $572 (2025) |
| Deeds & Mortgages | Aug 2026 Foreclosure Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3973-64-5137 |
| Primary APN | 3973-64-5137 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 1 Room |
|---|---|
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Deck Area | Deck Area |
| Account Number | 175776 |
|---|---|
| Street Address | 246 RIVER BEND LN |
| City | HAYS |
| State | NC |
| Zip | 28635-9293 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BOUGHT 5.00 ACRES FR |
| Jurisdiction | WILKES NC |
| Township / Civil Division | WALNUT GROVE |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 960401 |
246 River Bend Ln, a mobile home, is owned by an individual who bought it in August 2026.
Source: Wilkes County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9928 SPRING HARVEST DR, MINT HILL, NC 28227-9306 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Commissioner's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Mar 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Aug 12, 2011 |
| Deed Document Number | 20266037 |
| Deed Book / Page | 1448 / 160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Aug 28, 2026 |
| Property Address | 246 RIVER BEND LN, HAYS, NC 28635-9293 |
| Document Number | 0000006037 |
| Book / Page | 1448 / 160 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20266037 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $27,997.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9928 SPRING HARVEST DR, MINT HILL, NC 28227-9306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILKES NC |
| Property Address | 246 RIVER BEND LN, HAYS, NC 28635-9293 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 246 RIVER BEND LN, HAYS, NC 28635-9293 |
| Document Number | 001391/195 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 1391/195 |
| Instrument | 1363 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 1, 2064 |
The 2025 property tax bill for 246 River Bend Ln was $572, down 44.9% from the year before.
Source: Wilkes County assessment roll, as of January 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilkes County |
| Unified School District | Wilkes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572.00 (-44.89%) | $121,810 Land $29,750 Building $92,060 | $121,810 Land $29,750 Building $92,060 |
| 2024 | $1,038.00 | ||
| 2023 | $70,150 Land $22,000 Building $48,150 | $70,150 Land $22,000 Building $48,150 | |
| 2020 | $519.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 River Bend Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 River Bend Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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