246 Ridge Runner Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 246 Ridge Runner Rd, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · built 1995
Lot Size	1.89 acres (82,687 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Mar 2026 Sale Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-102`

Property Details

APN / Parcel Number

Primary APN	`18-102`
Alternative APNs	`25375` `5005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,687 sqft (1.89 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	25375
Street Address	246 RIDGE RUNNER RD
City	LANCASTER
State	KY
Zip	40444-7674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 RIDGERUNNER EST
Legal Subdivision	RIDGERUNNER
Legal Lot Number	14
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1000
Census Tract	970101

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	246 RIDGE RUNNER RD, LANCASTER, KY 40444-7674
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed, Transfer
Dec 1, 2023	Divorce Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2023
Transfer Doc	00D324/111
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 20, 2026
Property Address	246 RIDGE RUNNER RD, LANCASTER, KY 40444-7674
Document Number	00D336/341
Book / Page	D336 / 341
Map Reference	CAB 2
Instrument Date	Mar 13, 2026
Instrument	212511
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 RIDGE RUNNER RD, LANCASTER, KY 40444-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	246 RIDGE RUNNER RD, LANCASTER, KY 40444-7674

December 2023: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	GARRARD KY
Recording Date	Dec 1, 2023
Property Address	246 RIDGE RUNNER RD, LANCASTER, KY 40444-7674
Document Number	00D324/111
Book / Page	D324 / 111
Map Reference	CAB 2 SL 406
Instrument Date	Nov 20, 2023
Instrument	180198
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 PINEHURST WAY, HARRODSBURG, KY 40330-8439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 RIDGE RUNNER RD, LANCASTER, KY 40444-7674

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $30,000 Building $220,000	$250,000 (-) Land $30,000 Building $220,000
2025	$2,067.00 (-20.04%)	$250,000 (-) Land $30,000 Building $220,000	$250,000 (-) Land $30,000 Building $220,000
2024	$2,585.00 (+104.83%)	$250,000 (+51.52%) Land $30,000 Building $220,000	$250,000 (+51.52%) Land $30,000 Building $220,000
2023	$1,262.00 (-5.61%) Homeowner's exemption	$165,000 (-) Land $30,000 Building $135,000	$165,000 (-) Land $30,000 Building $135,000
2022	$1,337.00 Homeowner's exemption	$165,000 Land $30,000 Building $135,000	$165,000 Land $30,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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