246 Retirement Ln, Cave Junction, OR 97523 Property Records

Josephine County property record for 246 Retirement Ln, Cave Junction, OR 97523

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,538 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Aug 2026)
Tax Bill$2,919 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN39-08-20-AD-000101

Property Details

APN / Parcel Number

Primary APN39-08-20-AD-000101
Alternative APNs
  • 390820AD00010100
  • R344600

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,538 sqft Living Area
Gross Area2,013 sqft
1st Floor Area1,538 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account NumberR344600
Street Address246 RETIREMENT LN
CityCAVE JUNCTION
StateOR
Zip97523-0200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionPOMEROY PARK MASTER PLANNED DEVELOPMENT, LOT 2, ACRES 0.20
Legal Range08W
Legal Township39S
Legal Section20
Legal SubdivisionPOMEROY PARK MPD
Legal Lot Number2
JurisdictionJOSEPHINE OR
Township / Civil DivisionCAVE JUNCTION
Census Block Group1
Census Block1027
Census Tract361601

Owner

246 Retirement Ln is owned by two individuals who bought it in August 2026.

Source: Josephine County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 44, MONTAGUE, CA 96064-0044
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Warranty Deed, Transfer · Conventional Mortgage
BANNER BANK
Dec 6, 2019Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 18, 2018Warranty Deed, Construction Loan · Construction Mortgage
EHJRF LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2026 · Amount on File
Deed SaleAug 28, 2026 · Amount on File
Prior SaleDec 6, 2019 · Amount on File
Deed Document Number20268426
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOSEPHINE OR
Recording DateAug 28, 2026
Property Address246 RETIREMENT LN, CAVE JUNCTION, OR 97523-0200
Document Number0000008426
Instrument DateAug 28, 2026
Instrument20268426
Transaction TypeTransfer
Record UpdatedSep 4, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
InvestorPossibly a Property Investor

Mortgage

Document Number0000008427,
DateAug 28, 2026
Instrument20268427
Lender
NameBANNER BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOSEPHINE OR
Recording DateDec 6, 2019
Property Address246 RETIREMENT LN, CAVE JUNCTION, OR 97523-0200
Document Number0000015621
Map ReferenceVOL 9 PG 602
Instrument DateDec 5, 2019
Instrument2019-015621
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyTICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address246 RETIREMENT LN, CAVE JUNCTION, OR 97523-0200

Mortgage

Document Number0000015622
DateDec 6, 2019
Instrument2019-015622
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

January 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionJOSEPHINE OR
Recording DateJan 18, 2018
Property Address246 RETIREMENT LN, CAVE JUNCTION, OR 97523-0200
Document Number0000000740
Instrument DateJan 17, 2018
Instrument740
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2018
Title CompanyTICOR TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
Tax$75.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address290 POMEROY DR CAVE JUNCTION OR 97523, CAVE JUNCTION, OR 97523

Mortgage

Document Number741
DateJan 18, 2018
Instrument741
Lender
NameEHJRF LLC
AddressPO BOX 932, CAVE JUNCTION, OR 97523-0932
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 17, 2019

Mortgage

Document Number743,
DateJan 18, 2018
Instrument743
Lender
NamePRECISION CAP
TypeFunding / Finance Company
AddressEUGENE, OR 97401
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJan 17, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 246 Retirement Ln was $2,919, up 3.3% from the year before.

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyJosephine County
MunicipalityCave Junction City
Unified School DistrictThree Rivers School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,919.00 (+3.33%)$238,590 (+3%)$341,470 (+14.15%) Land $44,770 Building $296,700
2024$2,825.00 (+12.01%)$231,650 (+3%)$299,130 (-7.39%) Land $43,080 Building $256,050
2023$2,522.00 (+0.52%)$224,910 (+3%)$323,010 (+2.77%) Land $54,980 Building $268,030
2022$2,509.00$218,360$314,300 Land $42,740 Building $271,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Retirement Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Retirement Ln is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of Oregon
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Nearby Properties on Retirement Ln

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