246 Ray Ct, Leland, NC 28451 Property Records

Brunswick County property record for 246 Ray Ct, Leland, NC 28451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Jul 2019)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047DA041`

Property Details

APN / Parcel Number

Primary APN	`047DA041`
Alternative APNs	`219720808256` `80084708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,930 sqft Heated Area
Gross Area	2,597 sqft
1st Floor Area	776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80084708
Street Address	246 RAY CT
City	LELAND
State	NC
Zip	28451-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	L-41 PH-2 BIRCH CREEK PLAT 23/150
Legal Subdivision	BIRCH CREEK
Legal Phase	2
Legal Lot Number	41
Jurisdiction	BRUNSWICK NC
Township / Civil Division	TOWN CREEK
Census Block Group	2
Census Block	2002
Census Tract	20201

Owner

246 Ray Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 RAY CT, LELAND, NC 28451-9331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 11, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Jul 5, 2005 · Amount on File
Deed Book / Page	4216 / 294
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	246 RAY CT, LELAND, NC 28451-9331
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048831166
Date	Jul 18, 2022
Book Page	4883/1166

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LELAND, NC 28451

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	246 RAY CT, LELAND, NC 28451-9331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042160312
Date	Jul 11, 2019
Book Page	4216/0312

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 11, 2019
Property Address	246 RAY CT, LELAND, NC 28451-9331
Document Number	0042160294
Book / Page	4216 / 0294
Map Reference	MB 23 PG 150
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 AVILA AVE, 1127, HAMPSTEAD, NC 28443-2593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 RAY CT, LELAND, NC 28451-9331

Mortgage

Document Number	42160296
Date	Jul 11, 2019
Instrument	4216/0296

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 246 Ray Ct was $2,113.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Leland Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,590 (-) Land $60,000 Building $252,590	$312,590 (-) Land $60,000 Building $252,590
2025	$2,113.00	$312,590 Land $60,000 Building $252,590	$312,590 Land $60,000 Building $252,590
2023		$312,590 Land $60,000 Building $252,590	$312,590 Land $60,000 Building $252,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Ray Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	11 (2011–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Ray Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK REGIONAL WATER AND SEWER H2GO serves 51,252 people · EPA ID NC0410070
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

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