246 Ponder Cir, Yulee, FL 32097 Property Records

Nassau County property record for 246 Ponder Cir, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,510 sqft · built 2019
Lot Size	0.3 acres (13,087 sqft)
Owner	Individual Name on Record
Last Sale	$449,900 (Oct 2020)
Tax Bill	$8,294 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-2N-27-1000-0076-0000`

Property Details

APN / Parcel Number

Primary APN	`44-2N-27-1000-0076-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,510 sqft Heated Area
Gross Area	3,793 sqft
1st Floor Area	2,510 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,087 sqft (0.3 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Area	410 sqft
Porch	Open Porch
Porch Area	268 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	246 PONDER CIR
City	YULEE
State	FL
Zip	32097-5434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD - ENCPA
Legal Description	LOT 76 PT OR 2220/1544 ESMT PT OR 2176/356 EAST NASSAU-WILDLIGHT PHASE 1A PBK 8/203
Legal Range	27E
Legal Township	02N
Legal Section	44
Legal Subdivision	EAST NASSAU-WILDLIGHT PHASE 1A
Legal Phase	1A
Legal Lot Number	76
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2051
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	246 PONDER CIR, YULEE, FL 32097-5434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202045033017
Deed Book / Page	2400 / 308
Record Updated	Jun 8, 2026

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 14, 2020
Property Address	246 PONDER CIR, YULEE, FL 32097-5434
Document Number	0024000308
Book / Page	2400 / 308
Map Reference	MB 8 PG 203-213
Instrument Date	Oct 13, 2020
Instrument	202045033017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,149.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9301 OLD KINGS RD S, 9301, JACKSONVILLE, FL 32257-6199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PONDER CIR, YULEE, FL 32097-5434

Mortgage

Document Number	0002400309
Date	Oct 14, 2020
Instrument	2400/309

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,294.00 (+5.19%) Homeowner's exemption	$448,966 (+7.16%)	$563,809 (+6.82%) Land $100,000 Building $463,809
2024	$7,885.00 (+12.07%) Homeowner's exemption	$418,951 (+16.22%)	$527,822 (+13.91%) Land $100,000 Building $427,822
2023	$7,036.00 (+8%) Homeowner's exemption	$360,490 (+3%)	$463,363 (+32.39%) Land $100,000 Building $363,363
2022	$6,515.00 Homeowner's exemption	$349,990 Land $75,000 Building $274,990	$349,990 Land $75,000 Building $274,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20