246 Palin Ave, Galt, CA 95632 Property Records

Sacramento County property record for 246 Palin Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1963
Lot Size	0.126 acres (5,508 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2013)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`150-0151-028-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0151-028-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,508 sqft (0.126 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	246 PALIN AVE
City	GALT
State	CA
Zip	95632-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR NE 1/4 SEC 27 T 5 N, R 6 E, M D B &M DES ASBEG AT PT LOC N 51 FT FR PT INT-SEC OF C/L OF PALIN ST WITH N LINE OF LOT 44
Legal Range	06E
Legal Township	05N
Legal Section	27
Legal Subdivision	PLAT PULLEN TRACT UNIT #2
Legal Tract	2
Legal Block	M
Legal Lot Number	44
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1009
Census Tract	9503

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	246 PALIN AVE, GALT, CA 95632-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 24, 2020	Deed of Trust, Mortgage · Conventional with PMI JWH FIN'L INC
Feb 20, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2013 · Amount on File
Deed Sale	Jun 21, 2013 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Book / Page	20130621 / 1262
Last Transfer Date	Jan 26, 2018
Transfer Doc	2200000000778
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	246 PALIN AVE, GALT, CA 95632-1732
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PALIN AVE, GALT, CA 95632-1732

Mortgage

Document Number	0000000591
Date	Dec 27, 2022
Instrument	2022122700591

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	246 PALIN AVE, GALT, CA 95632-1732
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PALIN AVE, GALT, CA 95632-1732

Mortgage

Document Number	0000001146
Date	Jun 16, 2021
Instrument	202106161146

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	246 PALIN AVE, GALT, CA 95632-1732
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PALIN AVE, GALT, CA 95632-1732

Mortgage

Document Number	0000001422
Date	Nov 24, 2021
Instrument	2021112401422

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	246 PALIN AVE, GALT, CA 95632-1732
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PALIN AVE, GALT, CA 95632-1732

Mortgage

Document Number	2021112401422
Date	Nov 24, 2021
Instrument	2021112401422

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	246 PALIN AVE, GALT, CA 95632-1732
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PALIN AVE, GALT, CA 95632-1732

Mortgage

Document Number	6160000001146
Date	Jun 16, 2021
Book Page	20210616/1146

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	246 PALIN AVE, GALT, CA 95632-1732
Document Number	2004030707
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PALIN AVE GALT CA 956321732, GALT, CA 95632-1732

Mortgage

Document Number	2004030707
Date	Apr 3, 2020
Instrument	2004030707

Lender

Name	JWH FIN'L INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 2, 2040

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 20, 2018
Property Address	246 PALIN AVE, GALT, CA 95632-1732
Document Number	1802200778
Instrument Date	Jan 26, 2018
Instrument	1802200778
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PALIN AVE GALT CA 956321732, GALT, CA 95632-1732

Mortgage

Document Number	1802200779
Date	Feb 20, 2018
Instrument	1802200779

Lender

Name	HIGHTECHLENDING
Address	CITRUS HEIGHTS, CA 95610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$224,754 (+2%) Land $69,966 Building $154,788
2025	$2,453.00 (+4.56%) Homeowner's exemption	$220,348 (+4.04%) Land $68,595 Building $151,753
2024	$2,346.00 (+1.78%)
2023	$2,305.00 (+4.3%) Homeowner's exemption	$211,793 Land $65,932 Building $145,861
2022	$2,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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