246 Overlook Rd, Painesville, OH 44077 Property Records

Lake County property record for 246 Overlook Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,606 sqft · built 2001
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Mar 2006)
Tax Bill	$8,300 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-A-022-F-00-014-0`

Property Details

APN / Parcel Number

Primary APN	`11-A-022-F-00-014-0`
Alternative APN	`23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	543 sqft
Basement Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,515 sqft (0.448 acres)
Lot Width	83.6 ft Width
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	72 sqft
Deck Area	332 sqft
Patio Area	332 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	246 OVERLOOK RD
City	PAINESVILLE
State	OH
Zip	44077-5348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 TRACT 1
Legal Subdivision	SOMERSET MEADOWS SUBDIVISION
Legal Tract	1
Legal Block	3
Legal Lot Number	20
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	3
Census Block	3006
Census Tract	204900

Owner

246 Overlook Rd is owned and occupied by two individuals who bought it in March 2006.

Source: Lake County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	246 OVERLOOK RD, PAINESVILLE, OH 44077-5348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE ANDOVER BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional with PMI CARDINAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2006 · Amount on File
Deed Sale	Mar 23, 2006 · Amount on File
Prior Sale	May 11, 2001 · Amount on File
Deed Document Number	200611084
Prior Transfer Date	Oct 17, 2005
Prior Transfer Doc	0000045102
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	246 OVERLOOK RD, PAINESVILLE, OH 44077-5348
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024666
Date	Sep 6, 2022
Instrument	2022R024666

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	MADISON, OH 44057

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	246 OVERLOOK RD, PAINESVILLE, OH 44077-5348
Document Number	0000026437
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 OVERLOOK RD PAINESVILLE OH 440775348, PAINESVILLE, OH 44077-5348

Mortgage

Document Number	0000026437
Date	Sep 16, 2020
Instrument	26437

Lender

Name	CARDINAL CU
Address	MENTOR, OH 44060

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Painesville Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,330 Land $26,930 Building $63,400	$258,080 Land $76,950 Building $181,130
2023	$8,300.00 (+79.11%) Homeowner's exemption	$76,170 (-) Land $21,510 Building $54,660
2022	$4,634.00 Homeowner's exemption	$76,170 Land $21,510 Building $54,660
2021			$217,640 Land $61,470 Building $156,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 246 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2006–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Overlook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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